Ransom v. MBNA Am. Bank, N.A. (In re Ransom), 577 F.3d 1026 (9th Cir., Aug. 14, 2009)

LexisNexis Overview:  Under 11 U.S.C.S. § 707(b)(2)(A)(ii)(I), appellant debtor, an above-median income debtor seeking bankruptcy relief under chapter 13, did not get to deduct from his projected disposable income (amounts that would otherwise have been available to unsecured creditors) a vehicle "ownership cost" for a vehicle he owned free and clear.

Counsel: Christopher P. Burke, Chris P. Burke & Associates, Las Vegas, Nevada, for the appellant.

Jeremy T. Bergstrom, Miles, Bauer, Bergstrom & Winters LLP, Henderson, Nevada; and William Andrew McNeal, Becket & Lee LLP, Malvern, Pennsylvania, for appellee, MBNA, America Bank, N.A.

Catherine Bentley Sevcenko, Executive Office for the United States Trustees, for amicus curiae, United States of America.

Tara Twomey, San Jose, California, for amicus curiae, National Association of Consumer Bankruptcy Attorneys.

Judges: Before: Stephen S. Trott, M. Margaret McKeown and Sandra S. Ikuta, Circuit Judges. Opinion by Judge Trott.

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