Consumer Failed To Show That Bank Violated Credit Reporting Act, Judge Rules

SIOUX FALLS, S.D. - A consumer has failed to show that a bank violated provisions of the Fair Credit Reporting Act (FCRA) with regard to a debt the bank reported on the consumer's credit report because the consumer does not have a private right of action under the FCRA and has not shown that he actually owed a debt, a federal judge in South Dakota ruled Nov. 9 (Ricky Evans v. First Premier Bank, No. 11-4038, D. S.D.; 2011 U.S. Dist. LEXIS 129894). View today's headlines and listen to the latest podcast at www.lexisnexis.com/legalnews Do you have news to share? Interested in writing a commentary article? Email the Mealey News Desk at Mealeys@LexisNexis.com Full story on lexis.com