Sorry, but there are no more tags available to filter with.
2008 Upheaval of the United States Financial System

Excerpt: The crisis has clearly favored the financial holding company structure for the large financial conglomerates. The financial holding company came into legal existence in 1999 with the passage of the Financial Services Modernization Act, generally known as Gramm-Leach-Bliley. Gramm-Leach-Bliley...

The Proposed Consumer Financial Protection Agency

A Consumer Financial Protection Agency has been put forth as one of the proposals to address regulatory deficiencies that allowed of institutions offering those selling consumer financial products to overreach. Professor Jennifer Martin looks at the proposed legislation to create a new federal consumer...

New Federal Reserve Rules Require Customers to Opt-In to Overdraft Services

In this Emerging Issues commentary, Professor Jennifer Martin looks at the Federal Reserve's new overdraft services rules and the requirements for banks providing these services. The new rules establish an opt-in system for debit card and ATM transactions so banks can't enroll consumers in overdraft...