By Karen Yotis, Esq.
When Norman Whitfield and Barrett Strong penned "Ball of Confusion (That's What the World Is Today)", they could hardly have anticipated that the political anthem the Temptations recorded in 1970 would mirror the state of our country's workers' compensation system 41 years later. But in a nation with 50 states-and 50 different workers' compensation systems -(not to mention D.C. and the federal workers' comp system)-the ball of confusion analogy is, well, right on.
The American Insurance Association cuts through some of the morass in its article "States of Confusion," published in the winter 2011 edition of AIA Advocate. The piece describes the new and unique challenges that most states face and outlines the ways that AIA (which is in many respects the Great Googa-Mooga of the P&C industry) fights to keep the workers' compensation rules simple for insurers and employers.
Like the lyrics to the song, workers' compensation has lately been all about 'aggravation, demonstration and obligation to our nation', but the AIA article narrows the whole hot mess down to two main employer-specific issues: rising medical costs and legislative raiding of the "surplus" money in state funds to address budget shortfalls.
Click here to read the complete article.
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