Earthquakes, Floods, and Disasters Near and Far: Policyholders Should Look For Cover In The Coverage

By Sherilyn Pastor, Ira Gottlieb, and Nicholas M. Insua, Attorneys, McCarter & English, LLP The recent devastating and tragic earthquake in Japan and flooding in the northeastern United States should serve to remind businesses of the ever-present need to consider their insurance policies as a...

Earthquake/Tsunami Resource Center – Insurance Experts Speak Out on Business Interruption Claims and Other Key Issues

After March 11 earthquake and tsunami in Japan, U.S. businesses with Japanese operations, suppliers or customers have assuredly taken a close look at the business interruption language in their property policies. To remain up-to-date on the coverage issues raised by these catastrophic events, we invite...

EXCLUSIONS IN PROPERTY INSURANCE POLICIES - New Appleman on Insurance Law Library Edition, Chapter 43

By Rene L. Siemens, Vincent E. Morgan, Alyson R. Parker, Dawn M. Jenkins This chapter discusses exclusions that are often found in property insurance policies, with a particular emphasis on the All-Risk Form.[1] The All-Risk Form, which covers all causes of loss to property unless specifically excluded...

Insurance Implications in the Wake of Hurricane Irene

After Hurricane Irene, individuals and businesses will face property losses and interruption of business and will look to insurers for coverage of these multi-faceted losses. To remain up-to-date on the coverage issues raised by Hurricane Irene and similar natural events, we invite our Community to access...

Flooded House

Farmers Insurance Withdraws Class Action Alleging Failure to Adapt to Climate Change

On June 3, 2013, a group of lawsuits that generated significant interest among environmental lawyers were abruptly withdrawn .[1] The cases notably alleged a novel theory of liability and duty of care regarding climate change projections. In Illinois Farmers Insurance Co. v. Metro Water Reclamation District...