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State Sponsored Homeowner's Insurance and Bad Faith Breach of Insurance Contract Claims: The Applicability of Sovereign Immunity

By Douglas Scott MacGregor Eight coastal states in the Southeastern United States are especially vulnerable to property damage from hurricanes. For homeowners in these eight states, the continuing threat of violent storms means homeowner’s insurance is a costly necessity. Over the last quarter...

No Good Deed Goes Unpunished: Negligence of Adjuster Not Basis for Bad Faith

Insurance adjusters are people knowledgeable in insurance retained by an insurer for the purpose of assisting the insured in proving a loss to the insurer. A person who expresses to the insured the fidelity and good faith of the insurer. The adjuster is not expected nor required to be perfect. In Murphy...