DETROIT - A Michigan appeals panel on Feb. 28 affirmed a lower court's ruling that a commercial insurer has a duty to defend and indemnify its dollar-store insured against products liability and negligence claims but held that the lower court erred in finding that the policy covered the claim for violation of the Michigan Consumer Protection Act (MCPA) (Westfield Insurance Company v. D & G Dollar Zone, et al., No. 306408, Mich. App.; 2013 Mich. App. LEXIS 392).