WEST PALM BEACH, Fla. - A Florida appeals panel on March 20 found that an appraisal proceeding had not appraised an insured's ordinance and law coverage stemming from Hurricane Wilma, reversing and remanding a lower court's ruling in the insurer's favor (Roy Jossfolk v. United Property & Casualty Insurance Co., No. 4D12-443, Fla. App., 4th Dist.; 2013 Fla. App. LEXIS 4443).