NEW YORK - A New York federal court entered judgment in favor of a homeowners insurer on May 29, one day after a judge ruled that the insurer did not breach its contracts by enforcing a provision that required insureds to complete repairs or replacement of their damaged property within 180 days of the actual cash value (ACV) payment (Michael Sher, et al. v. Allstate Insurance Co., No. 10-5644, S.D. N.Y.; 2013 U.S. Dist. LEXIS 75362).