INDIANAPOLIS - The majority of an Indiana Court of Appeals panel on Aug. 2 determined that because California law should be applied to an environmental contamination coverage suit, an insurer has no duty to cover cleanup costs incurred by its insured (Northern Assurance Company of America, as successor in interest to certain liabilities of Employers Surplus Lines Insurance Co., v. Thomson Inc. k/n/a Technicolor USA Inc., et al., No. 49A04-1208-PL-400, Ind. App.; 2013 Ind. App. LEXIS 370).