ST. LOUIS - An insurance policy's faulty workmanship exclusion applies to construction defects and does not apply to the negligent repair or maintenance of completed projects, a Missouri magistrate judge found Sept. 12 (Lloyd's Acceptance Corp. d/b/a Lloyd's Development Co. and Affordable Communities LP v. Affiliated FM Insurance Co. and Travelers Property Casualty Company of America, No. 05-1934, E.D. Mo.; 2013 U.S. Dist. LEXIS 130405).