McALLEN, Texas - Because an insurer complied with its insureds' invoking of their policy's appraisal process in a homeowners coverage dispute and then timely paid the appraisal award, a Texas federal judge on Feb. 7 found that the insureds' contractual and extracontractual claims against the insurer failed, leading her to grant the insurer's summary judgment motion (Jose Antonio Caso, et al. v. Allstate Texas Lloyds, No. 7:12-cv-00478, S.D. Texas; 2014 U.S. Dist. LEXIS 15279).