NEW ORLEANS - Insurers owe no duty to cover a putative class action alleging that a grocery store operator violated the Fair and Accurate Credit Transactions Act (FACTA) because the alleged violations are not covered by the "personal or advertising injury" provision in the store operator's policy, a federal judge in Louisiana ruled Feb. 20 (Robert Ticknor, et al. v. Rouse's Enterprises LLC, No. 12-1151, E.D. La.; 2014 U.S. Dist. LEXIS 21129).