Mealey's Insurance - No Additional Coverage Owed For Damages Caused By Decomposing Body, Panel Says

Mealey's Insurance - No Additional Coverage Owed For Damages Caused By Decomposing Body, Panel Says

WEST PALM BEACH, Fla. - An insurer owes no additional coverage to an insured for damages sustained to her condominium by leaking fluids from a decomposing body because the insured failed to prove that the explosive expansion of a decomposing body constituted an explosion, a covered peril under the policy, the Florida Fourth District Court of Appeal said April 23 (Judy Rodrigo v. State Farm Florida Insurance Co., No. 4D12-3410, Fla. App., 4th Dist.; 2014 Fla. App. LEXIS 5859).

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