SAN DIEGO - A California woman cannot pursue class action claims that Wells Fargo Bank N.A. failed to properly maintain escrow accounts in violation of the state unfair competition law (UCL) because the claims are preempted by the Home Owners' Loan Act (HOLA), a federal judge ruled July 3 (Michelle Hayes v. Wells Fargo Bank, N.A., No. 13-1707, S.D. Calif.; 2014 U.S. Dist. LEXIS 91149).