WEST PALM BEACH, Fla. - A Florida appeals court on Sept. 3 reversed a lower court's ruling that insureds' bad faith action against their homeowners insurer was not ripe, remanding for reinstatement of the lawsuit that arose from Hurricane Wilma damage (Joseph Cammarata, et al. v. State Farm Florida Insurance Co., No. 4D13-185, Fla. App., 4th Dist.; 2014 Fla. App. LEXIS 13672).