Insurance Solvency Regulation – New Appleman on Insurance Law Library Edition, Chapter 14

By Gary Hernandez and Paige Waters The following chapter discusses the philosophy and methodology behind the regulation of insurer solvency. It begins in Section 14.01[1] with a brief review of the field of solvency regulation. Such regulation seeks to mitigate the risk of loss to businesses and individuals...

Licensing of Insurers – New Appleman on Insurance Law Library Edition, Chapter 9

By Julie McPeak This chapter begins with a description of the issues prevalent in the initial formation of an insurance company, from the perspective of the organizers and the state insurance regulators. Often, matters of concern to regulators opining on the adequacy of the application for insurance...

Framework for the Regulation of the Insurance Industry – New Appleman on Insurance Law Library Edition, Chapter 8

By Gary M. Cohen This is a time of unprecedented turmoil in the financial markets. The failure of Lehman Brothers and the federal bailout of AIG and other major financial institutions has led policymakers to consider wide-ranging changes to a regulatory system that dates back to the Great Depression...