SNR Denton US LLP on Metropolitan Property & Casualty Insurance Co. v. Stranczek: Business Pursuits Exclusion Does Not Depend on Subjective Profit

By William T. Barker and Daniel E. Feinberg, Attorneys, SNR Denton Homeowners' insurance commonly excludes coverage for the insured's "business pursuits," often said to be those involving (1) a continuous or regular activity, (2) done for the purpose of earning a profit. Chester...

The CGL “Business Risk” Exclusions

By David Smith I recently came upon an interesting case from the United States Court of Appeals for the First Circuit that examined the complex and confusing Commercial General Liability (CGL) “business risk” exclusions. Oxford Aviation, Inc. et al. v. Global Aerospace, Inc. , 680 F...

Understanding The “Your Work” Exclusion In CGL Insurance Policies

By attorney Maggie Finnegan Most construction contracts require contractors to carry CGL insurance to cover potential liability due to property damage and bodily injury. However, it is important to note that CGL policies often include numerous policy exclusions. A typical exclusion often found in...