DENVER - An insurer has no duty to defend or indemnify an insured for an underlying legal malpractice suit because the claim against the insured was made before the inception of the policy period, a majority of a 10th Circuit U.S. Court of Appeals panel said Nov. 12 (Berry & Murphy P.C., et al. v. Carolina Casualty Insurance Co., No. 09-1004, 10th Cir.). From Mealey's Emerging Insurance Disputes