PHILADELPHIA - A plan administrator's denial of benefits to a claimant with soft tissue injuries arising from an automobile accident was reasonable, the Third Circuit U.S. Court of Appeals ruled Nov. 9 in an unpublished decision. The appeals court said the insurer reasonably relied on medical reviews finding that the claimant was not disabled (Stephanie L. Ford v. Unum Life Insurance Company of America, No. 08-4191, 3rd Cir.; 2009 U.S. App. LEXIS 24514). From Mealey's Litigation Report: Disability Insurance