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<title>LexisNexis&#174; Mealey's&#8482; Catastrophic Loss</title>

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<description>Headline Catastrophic Loss Legal News from LexisNexis&#174;</description>

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<title>LexisNexis&#174; Headline Catastrophic Loss Legal News</title>

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<copyright>Copyright 2009</copyright>

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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 1%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Insured's Claim For Additional Lost Business Income Is Not Precluded</title>
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<![CDATA[NEW ORLEANS - Because an insured is seeking additional coverage for loss of business income resulting from Hurricane Katrina's wind damage, a covered cause of loss, and is not seeking coverage for damage caused by flood, an excluded cause of loss, the insured's claim for lost business income arising out of an increase in housing demands is not precluded from coverage, a Louisiana federal judge said Nov. 5 (Berk-Cohen Associates LLC, et al. v. Landmark American Insurance Co., No. 07-9205 c/w 07-9207, E.D. La.; 2009 U.S. Dist. LEXIS 103201). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 1 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>5th Circuit Panel: Katrina Claims Barred By Homeowner's Earlier Settlement</title>
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<![CDATA[NEW ORLEANS - A Fifth Circuit U.S. Court of Appeals panel on Oct. 12 issued a revised opinion affirming a trial court's finding that a homeowner had released all claims against his insurer for damages caused by Hurricane Katrina when the homeowner signed a settlement agreement brokered by the Mississippi Department of Insurance (Christopher M. Wiley v. State Farm Fire and Casualty Co., No. 09-60191, 5th Cir.; 2009 U.S. App. LEXIS 22250). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 2 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Louisiana Appeals Panel Vacates Extra Expenses Award And Reduces Penalty Award</title>
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<![CDATA[NEW ORLEANS - Because the evidence presented during the trial of a Hurricane Katrina claim did not support a jury's award of losses for extra expenses, the Fourth Circuit Louisiana Court of Appeal on Oct. 16 vacated the award and reduced the amount awarded to the insured as statutory penalties (Chalmette Retail Center L.L.C. v. Lafayette Insurance Co., et al., No. 2009-0217, La. App., 4th Cir.; 2009 La. App. LEXIS 1853; See September 2008, Page 7). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 3 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insurer Need Not Produce Certain Records In Claim File, Federal Judge Rules</title>
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<![CDATA[NEW ORLEANS - A federal judge in Louisiana on Oct. 16 granted in part an insurer's appeal of a magistrate judge's ruling that certain documents regarding the adjustment of a homeowners' claim for property damage resulting from Hurricane Katrina must be produced under the business-records rule, concluding that the documents were excluded from discovery by the attorney-client and/or work product privileges (Carolyn and Edward Myers, Jr. v. State Farm Fire &amp; Casualty Company, No. 07-1600, E.D. La.; 2009 U.S. Dist. LEXIS 101144). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 4 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Louisiana Appeals Panel Finds No Manifest Error, Affirms Class Order</title>
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<![CDATA[NEW ORLEANS - Finding no manifest error or abuse of discretion in a trial court's order certifying a Hurricane Katrina insurance coverage class action, the Louisiana Fourth Circuit Court of Appeal on Oct. 14 affirmed the certification order and noted that the trial court has the authority to modify its decision if later developments require it to do so (Charles Dupree v. Lafayette Insurance Co., No. 2009-0321, La. App., 4th Cir.; 2009 La. App. LEXIS 1847). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 5 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Louisiana Federal Judge Says Property Owner's Hurricane Katrina Suit Is Untimely</title>
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<![CDATA[NEW ORLEANS - A federal judge in Louisiana on Nov. 2 granted summary judgment to a U.S. government insurer and held that the insured had not filed a proper and timely proof of loss or filed the lawsuit against the insurer within the allowed timeframe (Janice Cooks v. National Flood Insurance Program, No. 09-cv-00174, E.D. La.; 2009 U.S. Dist. LEXIS 101671). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 6 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insured Did Not Provide Proof Of Loss Before Filing Of Suit, Judge Says</title>
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<![CDATA[NEW ORLEANS - An insured homeowner failed to provide a signed proof of loss before he filed a lawsuit for Katrina-related coverage against his flood carrier, a Louisiana federal judge held Nov. 2, granting summary judgment to the carrier (Bruce Gaubert v. Louisiana Citizens Property Insurance Corp., et al., No. 07-9768, E.D. La.; 2009 U.S. Dist. LEXIS 101672). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 7 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 8%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Louisiana Federal Judge: Hurricane Katrina Victim Not An 'Eggshell Plaintiff'</title>
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<![CDATA[NEW ORLEANS - A federal judge in Louisiana on Oct. 15 granted summary judgment to a government insurer and held that the homeowner failed to show that there was a causal relationship between her eye disease, which the homeowner claimed was the reason she did not file a timely proof of loss of her alleged Hurricane Katrina damages, and her insurers' alleged actions (Violet B. Collins v. Encompass Insurance Co. a/k/a Encompass Indemnity Company, et al., No. 06-cv-08547, E.D. La.; 2009 U.S. Dist. LEXIS 97974). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 8 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Suit Seeking Additional Flood Coverage Must Be Dismissed, Federal Judge Says</title>
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<![CDATA[NEW ORLEANS - An insured's lawsuit seeking additional coverage under a flood insurance policy for flood damages caused by Hurricane Katrina cannot be sustained because the insured failed to file a sworn proof of loss as required under the policy's provisions, a Louisiana federal judge said Oct. 16 (Jeannine Pichon v. National Flood Insurance Program, No. 09-1700, E.D. La.; 2009 U.S. Dist. LEXIS 96501). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 9 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Federal Judge Dismisses Insured's Claim Because Of Lack Of Proof Of Loss</title>
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<![CDATA[NEW ORLEANS - A federal judge in Louisiana on Oct. 26 granted summary judgment to the National Flood Insurance Program (NFIP), finding that a homeowner failed to provide a proof of loss statement before she sued NFIP for the remainder of her policy limits (Adadele Robertson v. National Flood Insurance Program, No. 09-1724, E.D. La.; 2009 U.S. Dist. LEXIS 99950). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 10 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Federal Judge Dismisses Claims Against NFIP Regarding Flood Coverage</title>
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<![CDATA[NEW ORLEANS - Relying on a decision in the same federal court with a similar case history, a Louisiana federal judge on Oct. 21 dismissed claims against the National Flood Insurance Program (NFIP) because the insured failed to provide a proof of loss statement before filing her coverage lawsuit regarding flood damage (Jaquelyn Simmons v. National Flood Insurance Program, No. 09-2056, E.D. La.; 2009 U.S. Dist. LEXIS 98264). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 11 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Federal Judge Dismisses Insured's Hurricane Katrina Coverage Suit</title>
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<![CDATA[NEW ORLEANS - Finding that the prescription period expired for the filing of its lawsuit, a Louisiana federal judge on Oct. 23 dismissed an insured's coverage action against its insurance company for damages arising from Hurricane Katrina (Landry Architecture LLC v. Valley Forge Insurance Co., et al., No. 09-3974, E.D. La.; 2009 U.S. Dist. LEXIS 99109). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 12 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 13%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>5th Circuit Panel Reverses Order Dismissing Tort Claims For Climate Change Damage</title>
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<![CDATA[NEW ORLEANS - A unanimous Fifth Circuit U.S. Court of Appeals panel on Oct. 16 said residents of the Mississippi coast have standing to sue the coal, petroleum and chemical industries for property damage resulting from Hurricane Katrina because of the companies' alleged contributions to climate change are compensable under theories of nuisance, negligence and trespass (Ned Comer, et al. v. Murphy Oil USA, et al., No. 07-60756, 5th Cir.). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 13 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Hurricane Rita Case Reinsurers Tell Texas Federal Court Of Related Litigation</title>
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<![CDATA[HOUSTON - A group of insurers embroiled in a dispute with a chemical plant operator and its captive insurer over damage to the chemical plant caused by Hurricane Rita notified a Texas federal court on Oct. 26 of related litigation that was stayed when the parties agreed to arbitrate their disputes (Arch Reinsurance of Nebraska, et al. v. Huntsman Corporation, et al., No. 09-cv-02404, S.D. Texas; See 9/18/09, Page 13). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 14 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>English Court Takes Jurisdiction Over Hurricane Rita Reinsurance Dispute</title>
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<![CDATA[LONDON - In a reinsurance dispute involving Bermudan, Swiss and British entities regarding coverage placed in London to reinsure Hurricane Rita damage to an American insured, an English justice ruled Oct. 9 that English law governs the agreements and that an English court has jurisdiction (Gard Marine &amp; Energy Limited v. Lloyd Tunnicliffe, et al., No. 2007-351, English High, QBD, Comm.; [2009] EWHC 2388 [Comm]). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 15 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Remand Warranted In Hurricane Rita Cleanup Suit, Federal Judge Says</title>
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<![CDATA[BATON ROUGE, La. - Because an ambiguity exists between a policy's mandatory and permissive arbitration clauses, certain insurers cannot compel arbitration of a contamination suit and, therefore, the coverage suit must be remanded, a Louisiana federal judge said Oct. 7 (Pioneer Natural Resources U.S.A. Inc. v. Zurich American Insurance Co., et al., No. 08-227, M.D. La.; 2009 U.S. Dist. LEXIS 93684). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 16 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Finds No Support For Individual Bad Faith, Breach Claims Against Adjuster</title>
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<![CDATA[HOUSTON - Finding no clear attribution of individual claims against a claims adjuster in a complaint asserting breach of contract and bad faith, a Texas federal judge on Oct. 27 dismissed the adjuster as a defendant and denied the plaintiff's motion to remand the matter to state court (Lakewood Chiropractic Center v. Travelers Lloyds Insurance Co., et al., No. H-09-1728, S.D. Texas). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 17 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insured May Add Bad Faith Claim, Florida State Court Rules</title>
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<![CDATA[MIAMI - An insured was properly permitted to amend its complaint to add a statutory bad faith claim related to its claim for its Hurricane Wilma-related loss, the majority of a Florida appellate court ruled Oct. 14 in denying the insurer's writ of certiorari, finding that liability and extent of damages had been determined (State Farm Florida Insurance Company v. Seville Place Condominium Association, Inc., No. 3D08-2538, Fla. App., 3rd Dist.; 2009 Fla. App. LEXIS 15529). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 18 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Florida Judge Rejects Breach Of Implied Warranty Claim As Premature Bad Faith</title>
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<![CDATA[WEST PALM BEACH, Fla. - Finding an insured's claim for breach of implied warranty of good faith and fair dealing to essentially be a bad faith claim, a Florida federal judge dismissed the claim as premature on Sept. 23 (Portofino South Condominium Association of West Palm Beach Inc. v. QBE Insurance Corp., No. 09-81041, S.D. Fla.; 2009 U.S. Dist. LEXIS 93872). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 19 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Says 'Tangible Property' Exclusion Precludes Coverage</title>
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<![CDATA[WEST PALM BEACH, Fla. - A "tangible property" exclusion bars coverage for damage arising out of water infiltration caused by two hurricanes, a Florida federal judge ruled Oct. 14, finding that an insurer has no duty to defend a homeowners association (Eastpointe Condominium I Association Inc. v. Travelers Casualty &amp; Surety Company of America, No. 08-81187, S.D. Fla.; 2009 U.S. Dist. LEXIS 95720). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 20 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Breach Of Contract Claim Was Properly Pleaded, Florida Federal Judge Says</title>
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<![CDATA[FORT MYERS, Fla. - The assignee of an insured has properly pleaded a claim for breach of contract arising out of an insurer's failure to abide by a settlement agreement reached after the 2004 hurricanes in Florida damaged a condominium complex, a Florida federal judge said Oct. 20 (Punta Gorda-Charlotte Harbor Development LLC v. Allstate Insurance Co., No. 08-719, M.D. Fla.; 2009 U.S. Dist. LEXIS 102878). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 21 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 22%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Excess Insurer Moves To Intervene In $38 Million Business Interruption Case</title>
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<![CDATA[HUNTINGTON, W.Va. - An excess insurer of a company that is suing its primary insurers and a reinsurer and claiming to have lost more than $38 million in business interruption because of a furnace failure at a metals factory moved Nov. 3 to intervene in the suit in a West Virginia federal court (Felman Production, Inc. v. Industrial Risk Insurers, et al., No. 09-cv-0481, S.D. W.Va.). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 22 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 23%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>No Covered Cause Of Loss In Repair Work, Federal Judge Rules</title>
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<![CDATA[BOSTON - Because there was no "covered cause of loss" as there was no "direct physical damage" to a wall damaged by flooding, a Massachusetts federal judge held Sept. 25 that there is no insurance coverage for the repair work (Tocci Building Corp. and Candlewood Hotel Co. Inc. v. Zurich American Insurance Co., No. 07-10597, D. Mass.; 2009 U.S. Dist. LEXIS 93976). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 23 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-2 Mealeys Catastrophic Loss 24%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>News From The LexisNexis Insurance Law Center</title>
<description>
<![CDATA[[Editor's Note: The following items of interest appeared recently on the LexisNexis Insurance Law Center. Devoted to insurance litigation and the insurance industry, the Insurance Law Center is where you can connect with other insurance professionals to discuss the hottest issues. Become a regular contributor. Visit the center on the open Web for insurance-related headlines, discussion, expert commentary and more at: http://law.lexisnexis.com/practiceareas/insurance.] 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-2 Mealey's Catastrophic Loss 24 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 1%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge: Owner Has Limited Standing To Bring Claims Under Lender-Based Policy</title>
<description>
<![CDATA[NEW ORLEANS - A homeowner whose property was damaged as a result of Hurricane Katrina and whose property was insured by a lender-based policy had limited standing to bring only those claims that related to policy provisions that provided a direct benefit to the owner, a federal judge in Louisiana ruled Sept. 30 in dismissing all claims unrelated to the policy's temporary housing expense provision (Raunona Henderson v. Certain Underwriters at Lloyds, London, England, No. 09-1320, E.D. La.; 2009 U.S. Dist. LEXIS 90696). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 1 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 2%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>No Additional Coverage Owed Under Flood Policy, La. Federal Judge Says</title>
<description>
<![CDATA[NEW ORLEANS - An insured cannot recover additional funds under a flood insurance policy for damages caused by Hurricane Katrina because the insured failed to submit a timely proof of loss detailing the additional damages as required under federal law, a Louisiana federal judge said Oct. 5 (Barbara Frank v. American Bankers Insurance Company of Florida, et al., No. 07-4928, E.D. La.; 2009 U.S. Dist. LEXIS 92491). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 2 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 3%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge Finds Condo Owners Are Entitled To $47,872 For Hurricane Damage</title>
<description>
<![CDATA[NEW ORLEANS - A Louisiana federal judge on Oct. 5 awarded the owners of a condominium that sustained water and mold damage after Hurricane Katrina $47,872, finding that the building's association was negligent in failing to secure the appropriate insurance for the condo complex and its unit owners (Bonita King, et al. v. State Farm Insurance, et al., No. 07-73, E.D. La.; 2009 U.S. Dist. LEXIS 92494). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 3 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 4%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge Says Proof Of Loss For Hurricane Katrina Damages Was Inadequate</title>
<description>
<![CDATA[NEW ORLEANS - A policyholder who did not provide an itemization of damages with her proof of loss failed to comply with the proof of loss requirements for a standard flood insurance policy, a federal judge in Louisiana ruled Sept. 25 in dismissing the policyholder's suit seeking additional proceeds under the policy (Joyce Evans v. National Flood Insurance Program, No. 09-0245, E.D. La.; 2009 U.S. Dist. LEXIS 88536). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 4 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 5%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Federal Judge: Insured Was Able To Present Case Without Damage Estimate</title>
<description>
<![CDATA[NEW ORLEANS - Even if properly submitted, an insured's attorney's affidavit did not demonstrate that an insurer improperly failed to disclose a hurricane-damage estimate for the insured's property, a federal judge in Louisiana ruled Sept. 24 in declining to reconsider her order denying the insured's motion for judgment as a matter of law on the insured's claim for additional sums for Hurricane Katrina property damage (Motharam Inc. v. Scottsdale Insurance Co., 07-4499, E.D. La.; 2009 U.S. Dist. LEXIS 88078). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 5 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 6%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Dismissal Of Insured's Suit Would Be Premature, Louisiana Federal Judge Rules</title>
<description>
<![CDATA[NEW ORLEANS - A Louisiana federal judge on Sept. 22 denied an insurer's motion to dismiss an insured's suit seeking additional coverage for Hurricane Katrina damages because it would be premature to dismiss the suit on the basis that the uncompensated damages are excluded by the policy's anti-concurrent causation clause (Bernice Ferdinand v. Republic Fire &amp; Casualty Insurance Co., No. 09-1434, E.D. La.; 2009 U.S. Dist. LEXIS 86876). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 6 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 7%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Insured's Suit Is Barred; No Proof Of Loss Filed, Louisiana Federal Judge Says</title>
<description>
<![CDATA[NEW ORLEANS - An insured seeking coverage for flood damages caused by Hurricane Katrina is barred from pursuing a lawsuit against her flood insurer because she failed to adhere to the federal requirement of filing a proof of loss within one year of the loss, a Louisiana federal judge said Sept. 23 (Ana Alicia Graham v. State Farm Fire and Casualty Co., No. 08-4392, E.D. La.; 2009 U.S. Dist. LEXIS 87579). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 7 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 8%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge: Court Cannot Determine Causation Of Damage In Hurricane Katrina Case</title>
<description>
<![CDATA[NEW ORLEANS - A federal judge in Louisiana on Sept. 22 denied an insurer's motion to dismiss claims that it still owes a homeowner for damages allegedly caused by Hurricane Katrina, holding that the court cannot make a factual determination as to the cause of the damage, which could determine whether the damage was excluded by the policy (James Ross v. Republic Fire &amp; Casualty Insurance Company, et al., No. 09-cv-01146, E.D. La.; 2009 U.S. Dist. LEXIS 86947). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 8 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 9%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Proof Of Loss Was Not Timely Filed, Federal Judge Says In Dismissing Suit</title>
<description>
<![CDATA[NEW ORLEANS - Because insureds failed to submit a proof of loss of the flood damages sustained during Hurricane Katrina within 60 days as required under federal law, a Louisiana federal judge on Sept. 21 dismissed the insureds' suit with prejudice (St. Ann Protector, et al. v. Fidelity National Insurance Co., No. 07-4891, E.D. La.; 2009 U.S. Dist. LEXIS 8636). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 9 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 10%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Insurer Not Entitled To Summary Judgment On Punitive Damages, Judge Holds</title>
<description>
<![CDATA[JACKSON, Miss. - A federal judge in Mississippi on Sept. 17 ruled that State Farm Fire and Casualty Co. is not entitled to partial summary judgment on the issues of punitive and extracontractual damages related to a homeowner's claims of delay of payment (Reginald Edwin Bossier v. State Farm Fire and Casualty Company, No. 1:08cv408-LTS-RHW, S.D. Miss.; 2009 U.S. Dist. LEXIS 87074). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 10 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 11%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge: Deciding Bad Faith Is A Factual Determination Precluding Summary Judgment</title>
<description>
<![CDATA[NEW ORLEANS - A determination of whether an insurer acted in bad faith by allegedly failing to pay for hurricane-damaged properties in a timely manner is a factual determination that cannot be disposed of in a summary judgment motion, a Louisiana federal judge ruled Sept. 8, denying in part the insurer's motion (Lundy Enterprises LLC, et al. v. Wausau Underwriters Insurance Co., et al., No. 06-3509, E.D. La.; 2009 U.S. Dist. LEXIS 81359). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 11 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 12%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge Finds Homeowners' Katrina Insurance Claims Barred By Louisiana Law</title>
<description>
<![CDATA[NEW ORLEANS - A federal judge on Aug. 26 granted a motion for summary judgment in part on various claims asserted by homeowners against their insurer and others for damages caused by Hurricane Katrina, finding that the claims for damages directly resulting from the hurricane were prescribed under Louisiana law, but denied the motion as to certain contract and unjust enrichment claims (Grace B. Ryan and Clara G. Ryan v. Thunder Restoration Inc., et al., No. 09-3261, E.D. La.; 2009 U.S. Dist. LEXIS 83092). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 12 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 13%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Federal Judge In Texas Says Diversity Is Lacking, Remands Hurricane Ike Case</title>
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<![CDATA[HOUSTON - A federal judge in Texas on Sept. 29 remanded an insured's Hurricane Ike property damage suit against a pair of insurers and a pair of insurance adjusters, holding that because the insured and one of the insurance adjusters hale from Texas, diversity is defeated and the federal court is prevented from exercising jurisdiction (Kimberly T. Davis v. Travelers Lloyds of Texas Insurance Co., No 09-02260, S.D. Texas; 2009 U.S. Dist. 89676). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 13 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 14%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge: Jurisdiction Over Insureds' Lawsuit Against Flood Insurer, Agent Exists</title>
<description>
<![CDATA[BEAUMONT, Texas - Although homeowners eliminated federal claims in filing a post-removal amended complaint against a flood insurer and an insurance agent regarding a wrong flood zone classification in a policy, the amendments do not defeat jurisdiction, a Texas federal judge ruled Sept. 25, also holding that the agent was improperly joined (L.J. Doucet and Pat Doucet v. State Farm Fire and Casualty Co. and Bill Nickum, No. 09-142, E.D. Texas; 2009 U.S. Dist. LEXIS 89106). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 14 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 15%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge Dismisses Bad Faith Claims Against Insurance Companies</title>
<description>
<![CDATA[FORT LAUDERDALE, Fla. - A Florida federal judge on Sept. 23 dismissed condominium associations' breach of implied warranty of good faith and fair dealing claims against three insurers regarding coverage for hurricane damages because the claims are duplicative of breach of contract claims (El-Ad Residences at Miramar Condominium Association Inc. v. Mt. Hawley Insurance Co. and Westchester Surplus Lines Insurance Co., No. 09-60723, El-Ad Enclave at Miramar Condominium Association Inc. v. Mt. Hawley Insurance Co. and General Star Indemnity Co., No. 09-60726, S.D. Fla.; 2009 U.S. Dist. LEXIS 92216). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 15 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 16%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Panel Orders Judge To Grant FIGA's Motion To Compel Appraisal</title>
<description>
<![CDATA[WEST PALM BEACH, Fla. - Finding that the Florida Insurance Guaranty Association (FIGA) properly raised and asserted its appraisal rights, a Florida appeals panel on Sept. 30 reversed a trial judge and remanded for the judge to grant FIGA's motion to compel the appraisal of homeowners' hurricane damages (Florida Insurance Guaranty Association Inc. v. Jorge and Helena Castilla, No. 4D09-103, Fla. App., 4th Dist.; 2009 Fla. App. LEXIS 14510). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 16 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 17%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Judge: Insurer Did Not Show Breach Of Contract That Warranted Rescission</title>
<description>
<![CDATA[PENSACOLA, Fla. - A primary and an excess insurer failed to demonstrate that they were entitled to rescind a policy based on alleged misrepresentations made by the property owner regarding the condition of the property and extent of damages caused by an earlier hurricane, a federal judge in Florida ruled Sept. 22 (Landmark American Insurance Co., et al. v. Moulton Properties Inc., et al., No. 05-401, N.D. Fla.; 2009 U.S. Dist. LEXIS 87841). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 17 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 18%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>No Additional Coverage Owed Under BI Policy, Federal Judge Says</title>
<description>
<![CDATA[NEW ORLEANS - An insurer owes no additional coverage to an insured under a business interruption policy because the insured's property did not sustain physical damage during Hurricane Gustav as required under the policy, a Louisiana federal judge said Sept. 9 in granting the insurer's motion to dismiss (Kushner Lagraize LLC v. Phoenix Insurance Co., No. 09-3376, E.D. La.; 2009 U.S. Dist. LEXIS 81576). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 18 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%205-1 Mealeys Catastrophic Loss 19%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>Homeowner Lawsuit, NFIP Lawsuit Do Not Warrant Abstention, Federal Judge Holds</title>
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<![CDATA[NEW ORLEANS - A state case involving a homeowner's claim alleging underpayment under a homeowners policy was not sufficiently similar to a federal case involving an insurer's claim involving an overpayment under a flood insurance policy under the National Flood Insurance Act to warrant application of the abstention doctrine, a federal judge in Louisiana ruled Sept. 11 (Allstate Insurance Company v. Linda Reed Jordan, No. 08-4829, E.D. La.; 2009 U.S. Dist. LEXIS 89225). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 19 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>In Texas Federal Court, Company Says Plant Stoppages Are One Occurrence</title>
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<![CDATA[HOUSTON - A chemical plant operator and its captive insurer filed counterclaims against a group of reinsurers on Sept. 11 in a federal court in Texas asking, among other things, that the court declare three business interruptions as one occurrence because they were each allegedly caused by Hurricane Rita (Arch Reinsurance of Nebraska, et al. v. Huntsman Corp., et al., No. 09-02404, S.D. Texas; See September 2009, Page 22). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 20 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insurer Had No Duty To Inform Policyholder Of Excess Insurance, Judge Rules</title>
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<![CDATA[LAKE CHARLES, La. - An insured's failure to submit any evidence "that would create a genuine issue of material fact for trial" led a Louisiana federal judge on Sept. 2 to dismiss a bad faith claim against an insurer for allegedly failing to advise its policyholder of additional flood insurance that he could have purchased (Michael Bercier v. State Farm Fire and Casualty Co., No. 06-1964, W.D. La.; 2009 U.S. Dist. LEXIS 79542). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 21 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insurer Denied Summary Judgment In Bad Faith Claims On Church's Rebuilding Costs</title>
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<![CDATA[OKLAHOMA CITY - In a pair of rulings on Sept. 14 and 15, an Oklahoma federal judge granted in part a church's motion for summary adjudication over claims related to reconstruction of its destroyed building, while denying its insurer summary adjudication on a pending bad faith claim (Trinity Baptist Church v. GuideOne Elite Insurance Co., et al., No. 06-1201, W.D. Okla.; 2009 U.S. Dist. LEXIS 84322; See September 2009, Page 22). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 22 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>News From The LexisNexis Insurance Law Center</title>
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<![CDATA[[Editor's Note: The following items of interest appeared recently on the LexisNexis Insurance Law Center. Devoted to insurance litigation and the insurance industry, the Insurance Law Center is where you can connect with other insurance professionals to discuss the hottest issues. Become a regular contributor. Visit the center on the open Web for insurance-related headlines, discussion, expert commentary and more at: http://law.lexisnexis.com/practiceareas/insurance.] 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=5-1 Mealey's Catastrophic Loss 23 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insured Appeals Judge's Finding On BI/EE Losses Arising From Hurricane Katrina</title>
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<![CDATA[NEW ORLEANS - An insured filed an appeal in the Fifth Circuit U.S. Court of Appeals on Aug. 31 challenging a lower court's finding that under an insurance policy's unambiguous terms, in order to be compensable, the insured's business income/extra expenses (BI/EE) losses must have a causal connection to the physical damage caused by Hurricane Katrina that impacted the operations at the insured's distribution facility (WMS Industries Inc. v. Federal Insurance Co., No. 09-60661, 5th Cir.). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 1 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge: Fact Issues Exist On Bad Faith Claim Arising From Hurricane Katrina</title>
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<![CDATA[NEW ORLEANS - There are genuine issues of material fact regarding a Louisiana couple's bad faith claim stemming from Hurricane Katrina damage, a Louisiana federal judge held Aug. 31, denying the insurer's motion for partial summary judgment on the claim (Carolyn and Edward Myers Jr. v. State Farm Fire &amp; Casualty Co., No. 07-1600 SECTION "L"[1], E.D. La.; 2009 U.S. Dist. LEXIS 77932). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 2 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge: No Evidence Insured Filed Proof Of Loss For Additional Hurricane Damages</title>
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<![CDATA[NEW ORLEANS - An insured has failed to submit evidence demonstrating a genuine issue of material fact regarding whether she filed a proof of loss for the additional damages sought stemming from Hurricane Katrina, a Louisiana federal judge held Aug. 26, granting the insurer's motion for summary judgment dismissing the insured's claim for alleged uncompensated damages to her property (Michelle Schubert v. Michael Chertoff, secretary of the Department of Homeland Security, et al., No. 07-5075, E.D. La.; 2009 U.S. Dist. LEXIS 75835). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 3 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Damage Occurred During Remediation Work; No Coverage Owed, Judge Says</title>
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<![CDATA[NEW ORLEANS - Damage caused by adhesives attached to a floor by an environmental restoration company hired to remediate a mold problem is not covered under an insurance policy because the policy's work product exclusions preclude coverage and the damages were not caused by an occurrence as required under the policy, a Louisiana federal judge said Aug. 24 (Trade-Winds Environmental Restoration Inc. v. Frank Stewart Jr., et al., No. 06-3299, E.D. La.; 2009 U.S. Dist. LEXIS 76912; See July 2009, Page 21). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 4 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Finding Issues Of Fact On Loss, Judge Denies Summary Judgment On Bad Faith Claim</title>
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<![CDATA[NEW ORLEANS - Finding genuine issues in dispute as to whether or when a policyholder provided its insurer "with satisfactory proof of loss," a Louisiana federal judge on Aug. 27 found it inappropriate to grant the insurer summary judgment on the insured's bad faith claim against it, stating that the matter was more appropriately left to a trier of fact (Faith Productions LLC v. St. Paul Travelers Insurance Co., No. 07-4726, E.D. La.; 2009 U.S. Dist. LEXIS 76913). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 5 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Louisiana Judge Finds Homeowners' Mold Claims Are Excluded Under Policy</title>
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<![CDATA[NEW ORLEANS - A Louisiana federal judge on Aug. 21 granted partial summary judgment for an insurer, finding that coverage for homeowners' mold-related claims caused by hurricane damage was excluded under their insurance policy (Jules Deutsch, et al. v. State Farm Fire &amp; Casualty Co., No. 06-8450, E.D. La.; 2009 U.S. Dist. LEXIS 74436). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 6 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insurers Waived Right To Remove Coverage Case To Federal Court, Panel Affirms</title>
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<![CDATA[NEW ORLEANS - The Fifth Circuit U.S. Court of Appeals affirmed Aug. 12 that insurers waived their right to remove a coverage case stemming from an offshore drilling rig damaged by Hurricane Katrina to federal court (ENSCO International Incorporated v. Certain Underwriters at Lloyd's, et al., No. 08-10451, 5th Cir.). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 7 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Federal Judge Remands Settlement Dispute In Hurricane Katrina Case</title>
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<![CDATA[NEW ORLEANS - An insurer has not met its burden of proof that the amount in controversy exceeds $75,000, a Louisiana federal judge held Aug. 11, denying the insurer's motion to enforce a disputed settlement stemming from Hurricane Katrina and fire damages and remanding the case to state court (Millard A. Green Sr., et al. v. Lexington Insurance Co., No. 07-7140 Section "B"[5], E.D. La.; 2009 U.S. Dist. LEXIS 75817). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 8 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Dismisses Coverage Dispute Arising From Debris Management Operations</title>
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<![CDATA[NEW ORLEANS - A Louisiana federal judge held Aug. 3 that dismissal of a coverage dispute brought by an insurer seeking a declaration that it had no duty to defend or indemnify its insured in an underlying state court action stemming from debris management operations after Hurricane Katrina is an appropriate exercise of discretion under the Declaratory Judgment Act (Colony Insurance Co. v. Pearl River Basin Land &amp; Development Co. LLC, et al., No. 08-5087 
<title>Louisiana Panel Majority Holds Broker Breached Duty Of Care To Insured</title>
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<![CDATA[NEW ORLEANS - An insurance broker breached its duty of care to an insured school by failing to inform the school of options regarding business income and extra expense coverage, a Louisiana appeals panel majority found Aug. 5, also affirming a trial judge's assignment of 70 percent fault to the insured for failing to read the policy (Isidore Newman School v. J. Everett Eaves Inc. and Westport Insurance Corp., No. 2008-CA-1368, La. App.; 2009 La. App. LEXIS 1469). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 9 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Finds Federal Court Has Jurisdiction Over Hurricane Insurance Claims</title>
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<![CDATA[NEW ORLEANS - A Louisiana federal judge on Aug. 6 denied a motion to remand an action filed by a homeowner claiming insurance coverage for damages caused by Hurricane Katrina, finding that the property owner failed to show that his damages would not exceed $75,000 (Roland L. Cutrer Jr. v. Scottsdale Insurance Company, No. 08-1658, E.D. La.; 2009 U.S. Dist. LEXIS 74105). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 11 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Denies Motion For Class Certification Due To Lack Of Predominance</title>
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<![CDATA[NEW ORLEANS - A Louisiana federal judge on Aug. 3 denied an insureds' motion for class certification on claims against an insurer for price fixing, breach of contract and violation of the Louisiana Insurance Code, finding that the insureds have failed to satisfy the predominance requirement of Federal Rule of Civil Procedure 23(b)(3) (Kathleen &amp; Gordon Schafer v. State Farm Fire and Casualty Co., et al., No. 06-8262, E.D. La.; 2009 U.S. Dist. LEXIS 71940; See September 2007, Page 17). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 12 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Insured Seeks $58.5M For Losses Arising From Hurricane Gustav</title>
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<![CDATA[BATON ROUGE, La. - An insured sued its property insurer in a federal court in Louisiana on Aug. 27 for $20 million in damages and $38.5 million in statutory penalties stemming from physical damage and business interruption losses allegedly caused by Hurricane Gustav, asserting that it was forced into bankruptcy as a "direct and proximate result" of the insurer's failure to pay its covered losses under the policy (River West L.P. d/b/a River West Medical Center, as debtor in possession v. American Guarantee and Liability Insurance Co., No. 09-00698, M.D. La.). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 13 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge: Insured Pleaded Actual Controversy For Claim Arising From Hurricane Wilma</title>
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<![CDATA[WEST PALM BEACH, Fla. - An insurer's alleged inaction is sufficient for a Florida insured to infer the existence of a dispute as to its right to coverage and the amount of any potential recovery stemming from Hurricane Wilma damage under the insurance policy, a Florida federal judge held Aug. 25, denying the insurer's motion to dismiss the insured's claims for declaratory judgment and breach of the implied covenant of good faith and fair dealing (The Regency of Palm Beach Inc. v. QBE Insurance Corp., No. 08-81442-CIV-MARRA/JOHNSON, S.D. Fla.; 2009 U.S. Dist. LEXIS 75929). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 14 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Awards Insured $30,000 In ICC Benefits For Hurricane Ivan Loss</title>
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<![CDATA[MOBILE, Ala. - An insured building was not in compliance with the city's floodplain management standards at the time of Hurricane Ivan; therefore, the insured is entitled to increased-cost-of-compliance (ICC) benefits for its hurricane loss in the amount of the flood insurance policy limits of $30,000, an Alabama federal judge held Aug. 17 (Mainstay Cottages LLC v. Auto Owners Insurance Co., No. 08-0543-WS-B, S.D. Ala., Southern Div.; 2009 U.S. Dist. LEXIS 73125). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 15 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Reinsurers: No Business Interruption Coverage For Idle Plant Awaiting Hurricane</title>
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<![CDATA[HOUSTON - After reaching a $41,084,481 settlement for certain property damage claims as a result of Hurricane Rita's landfall, a group of reinsurers sued a company and its captive insurer on Aug. 4 in the U.S. District Court for the Southern District of Texas, asking the court to compel arbitration or, in the alternative, declare that certain reinsurance coverages for business interruption do not apply during the period when a certain chemical plant was idle while awaiting and being struck by the hurricane (Arch Reinsurance of Nebraska, et al. v. Huntsman Corporation, et al., No. 009-cv-02404, S.D. Texas). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 16 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Judge Dismisses Church's Bad Faith Claims For Tornado Damage As Time-Barred</title>
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<![CDATA[OKLAHOMA CITY - The statute of limitations had tolled on most of a church's bad faith claims against its insurer, an Oklahoma federal judge ruled Aug. 28, granting partial summary judgment to the insurer on most counts (Trinity Baptist Church v. GuideOne Elite Insurance Co., et al., No. 06-1201, W.D. Okla.; 2009 U.S. Dist. LEXIS 77916). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 17 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<title>Bad Faith Class Claims For Wildfire Damage Dismissed In Part</title>
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<![CDATA[OKLAHOMA CITY - Finding a couple's complaint against Allstate Insurance Co. "deficient," an Oklahoma federal judge on Aug. 19 granted in part the insurer's motions to dismiss bad faith, fraud and class claims (James Cox and Angela Cox. v. Allstate Insurance Co., No. 07-1449-L, W.D. Okla.; 2009 U.S. Dist. LEXIS 73518; See 6/3/08, Page 20). 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 18 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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<link>http://www.mealeysonline.com/mealey/ppv/articleSearch.do?searchTerm=%22%204-12 Mealeys Catastrophic Loss 19%20(2009)%20%22&amp;pageLimit=10&amp;pageNumber=0&amp;publication=All+Mealey+Publications%3BMEALEY%3BMEALEY&amp;relativeDateValue=NONE&amp;fromDate=&amp;toDate=&amp;loc=mealeysrss</link>
<title>News From The LexisNexis Insurance Law Center</title>
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<![CDATA[[Editor's Note: The following items of interest appeared recently on the LexisNexis Insurance Law Center. Devoted to insurance litigation and the insurance industry, the Insurance Law Center is where you can connect with other insurance professionals to discuss the hottest issues. Become a regular contributor. Visit the center on the open Web for insurance-related headlines, discussion, expert commentary and more at: http://law.lexisnexis.com/practiceareas/insurance.] 
<a href="http://www.lexis.com/research/xlink?canceldest=form&amp;keyenum=25271&amp;keytnum=0&amp;searchtype=get&amp;search=4-12 Mealey's Catastrophic Loss 19 (2009)&amp;view=full&amp;ORIGINATION_CODE=00144" target="_blank">Full story on lexis.com</a>]]>
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