The Fair and Accurate Credit Transactions Act (FACT Act) was enacted in 2003 and amends the Fair Credit Reporting Act (FCRA), a federal law that regulates, in part, who is permitted to access your consumer report information and how it can be used. The FACT Act entitles consumers to obtain one free copy of his/her consumer file from certain consumer reporting agencies during each 12-month period.
LexisNexis® Risk Solutions has a company that maintains consumer files that are subject to the free disclosure requirement: C.L.U.E. Inc. maintains information on insurance claims histories. This company designed an easy process for consumers to request their free file disclosure.
Claims History Reports
To request copies of your claims history report, visit https://personalreports.lexisnexis.com, call 866.312.8076 or send your name and address by mail.
A report request form will be sent to you to complete and return.
LexisNexis Consumer Disclosure Center
P.O. Box 105295
Atlanta, GA 30348
Please note that a consumer file does not necessarily exist for you with this company. For example, if you have not filed a claim with your auto or home insurance company during the last seven years, we will not have a report on you.