Mortgage Industry Data Exchange (MIDEX®)

Reduce risk with access to industry-contributed reports of contributor-verified misrepresentation and/or fraud

Since 1990, the LexisNexis® Mortgage Asset Research Institute has grown to become a recognized leader and premier provider of information about mortgage professionals and companies and essential risk management solutions. We developed the Mortgage Industry Data Exchange (MIDEX®) as a powerful tool used to help subscribers defend against mortgage fraud, streamline professional credentialing and identity verification, and more.

The leading contributory mortgage fraud database in the industry

The Mortgage Industry Data Exchange (MIDEX®) is the leading industry-contributed repository used for verifying, credentialing and monitoring professionals and companies. The database contains a unique combination of industry-contributed non-public cases of contributor-verified misrepresentation and/or fraud, public disciplinary action and licensing verification information for originators, realtors and appraisers.

Robust linking and intelligent analytics

MIDEX Comprehensive Reports provide public records, professional licenses and real estate related sanctions all in one report simplifying complex cross referencing to help identify individuals, properties and businesses faster.

MIDEX solutions help to safeguard business relationships in real-time or batch submission by:

  • Helping you verify licenses of individuals and companies;
  • Providing public and non-public adverse activities;
  • Monitoring updates to search results and alerting users of changes; and
  • Complying with state and federal regulations.

Get it now: For more information about LexisNexis® Mortgage Industry Data Exchange (MIDEX®), please call 866.676.6274.

The Mortgage Industry Data Exchange (MIDEX) is the only database that contains industry-contributed reports of contributor-verified misrepresentation and/or fraud, public administrative actions from more than 200 sources and regulatory sourced professional license information. MIDEX solutions help to safeguard business relationships by:

  • Verifying licenses of individuals and companies;
  • Providing public and non-public adverse activities; and
  • Monitoring updates to search results and alerting users of changes.

Non-Public Incidents

Submitted by a wide range of companies, including national and regional lenders, mortgage insurers and secondary market agencies; MIDEX is the only repository of its kind that provides information on industry-contributed reports of contributor-verified misrepresentation and/or fraud.

The contributory non-public portion of the MIDEX database includes industry-contributed reports of contributor-verified misrepresentation and/or fraud. Credentialed subscribers share a common interest in reducing exposure to fraud and report transaction parties who engage in suspect activities in a real estate loan transaction to MIDEX. Incidents are contributed using a secure online system specifically designed to guide you in the process of safely sharing information by highlighting the required factual components needed for a submission. Each contributed incident is subject to a stringent quality control review process by Mortgage Asset Research Institute staff to maintain adherence to MIDEX policies and procedures.

Public Records

Access a comprehensive collection of administrative, disciplinary, enforcement and legal actions reported by more than 200 oversight entities including federal and state sources, plus data from the mortgage, real estate, appraisal, commercial banking and securities industries. Additional public filings, such as bankruptcies, corporate filings and associations are included in the MIDEX Comprehensive Report to provide in-depth visibility into potentially questionable activities that may increase exposure to business relationship risk.

MIDEX Professional License Verification

Obtain instant online access to licensing and credentials information for Originators/Appraisers/Realtors and their companies. Professional License Verification includes data from state and federal licensing organizations including the Nationwide Mortgage Licensing System and Registry (NMLS).

Real Estate Solutions

MIDEX is available on the LexisNexis Real Estate Solutions page which leverages LexisNexis linking and provides a one-stop shop for real estate compliance, due diligence and fraud research tools.

Get it now: For more information about LexisNexis® Mortgage Industry Data Exchange (MIDEX®), please call 866.676.6274

MIDEX® Comprehensive Report

The MIDEX Search has been enhanced to include critical information sources to help your business identify potential risks associated with mortgage industry professionals and companies. We've integrated our powerful linking technology, LexID®, with public and contributory non-public information contained in the MIDEX database and LexisNexis® content on people, businesses and more—resulting in a holistic report to aid you in mitigating third party risk. MIDEX empowers you to better know your professionals, safeguard your assets and protect your company's reputation.

Configurable MIDEX Comprehensive Report

Tailor the report results by selecting only the portions you prefer, providing you with the most relevant information for your needs.

Alerting

MIDEX Alerting provides proactive database monitoring and delivers automated electronic notifications of any changes, new actions and reported incidents on your business partners. Alerting services are available for information regarding professional licenses and for MIDEX public and non-public information, including insight into :

  • Changes in license status
  • Public sanctions or non-public industry-contributed reports of contributor-verified misrepresentation and/or fraud
  • Bankruptcies
  • Liens
  • Judgments
  • Criminal records

License Verifications

MIDEX delivers protection from mortgage fraud by offering instant online access to licensing and credentials information for industry professionals and businesses, gathered from federal and state regulators.

ProWatch(SM) Monitoring and Alert Service

See your reports, if any, before you seek approval with a lender or an investor. A subscription to ProWatch provides any existing MIDEX Comprehensive Report on you or your company, monitors reports for 12 months and sends any new reports as they become available. Contact us for pricing information.

Get it now: For more information about LexisNexis® Mortgage Industry Data Exchange (MIDEX®), please call 866.676.6274

Literature

  1. LexisNexis® Mortgage Industry Data Exchange (MIDEX®)
  2. LexisNexis® Mortgage Industry Data Exchange (MIDEX®) FAQs
  3. LexisNexis® Real Estate Solutions

Get it now: For more information about LexisNexis® Mortgage Industry Data Exchange (MIDEX®), please call 866.676.6274

Contact Us

For more information about our solutions call 866.676.6274 or contact us online

MIDEX is not a consumer reporting agency product and does not provide consumer reports, as such terms are defined in the federal Fair Credit Reporting Act 15 U.S.C. 1681 et seq. ("FCRA"), and may not be used, in whole or in part, as a factor in determining a consumer's eligibility for credit, insurance, employment or for any other permissible purpose governed by the FCRA. MARI and MIDEX are registered trademarks of ChoicePoint Services Inc.

Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified.

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The Mortgage Industry Data Exchange (MIDEX) is the leading database that contains industry-contributed reports of contributor-verified misrepresentation and/or fraud.



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