C.L.U.E.® Enhanced Motor Vehicle Records

Gain a more complete accident history for each driver

Traditional motor vehicle records only tell part of the story. C.L.U.E.® Enhanced Motor Vehicle Records puts the full picture into insurers’ hands by providing relevant details associated with reported accidents while also identifying a significant number of accident-related claim incidents not reported on a motor vehicle record. This enables insurers to gain a more complete understanding of the risk prior to quoting.

Past experience determines future performance

Actuaries and underwriters understand the predictive power of at-fault accidents as they relate to future performance behind the wheel. Today, commercial auto insurers depend on motor vehicle records (MVR) to provide critical information regarding accidents and violations associated with the drivers they insure—but many accidents that do take place may not be reported on a motor vehicle record.

Using C.L.U.E.® Enhanced Motor Vehicle Records, insurers can now gain a more complete view of the accident history of the risk prior to quoting and delivered seamlessly as part of their standard MVR order.

One tool, one inquiry, multiple sources of knowledge

Leveraging your existing MVR order criteria—driver’s license number and state—you can now have accident data included in your MVR results as a seamless part of your underwriting process. No additional data beyond the order of an MVR is required in order to take advantage of the more comprehensive C.L.U.E.® Enhanced Motor Vehicle Records Report.

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Contact Us

For more information about our solutions call 800.869.0751 or contact us online

The Motor Vehicle Reports services are not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (“FCRA”) and do not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, the Motor Vehicle Reports service may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another purpose in connection with which a consumer report may be used under the FCRA. C.L.U.E. Auto and C.L.U.E. Property are consumer reporting agency products provided by LexisNexis Risk Solutions and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq. Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified.

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