Benefits
InstantID® Q&A ensures an additional risk-based approach to customer identification by employing an interactive, knowledge-based query process to instantly authenticate individuals at the point of customer contact.
Comply with federal regulations
InstantID Q&A is an ideal solution for compliance with FFIEC Multi-factor Authentication guidelines. It is also designed to help you meet both the new account opening requirements outlined in Section 326, the special due diligence needs for correspondent accounts in Section 312 of the USA PATRIOT Act, as well as the recommended policy guidelines published by the American Bankers Association (ABA). It is the only identity verification and validation solution endorsed by the ABA.
Protect your organization at the point of customer contact
InstantID Q&A takes verification one step further by providing instantaneous identity authentication at the customer contact point. Leveraging a vast database of publicly available information, InstantID Q&A uses non-intrusive multiple-choice questions based on personal public record history to detect identity fraud and identify any signs of risk.
Get it now: For more information about LexisNexis® InstantID® Q&A, please call 800.869.0751.
Features
Multi-factor authentication
InstantID® Q&A helps reduce risk during the account opening and changing processes with a sophisticated multi-factor authentication process. Using unique challenge-based questions whose subjects include counties of residence, assets, relatives, and automotive history, it provides instantaneous authentication at the customer contact point.
Accurate and easy-to-audit results
The questions themselves are simple, but the analytics behind them are sophisticated and powerful. InstantID Q&A searches a vast database of publicly available information and leverages complex analytical techniques developed by RSA, a leading provider of identity verification and authentication services. InstantID Q&A helps you save time and reduce operating costs for services ranging from account originations and updates to ACH transactions, money transfers and instant credit applications.
LexisNexis® Risk Solutions stores all transaction histories for auditing purposes.
Comprehensive customer service
LexisNexis® support personnel actively monitor verification performance on a client-by-client basis.
Get it now: For more information about LexisNexis® InstantID® Q&A, please call 800.869.0751.
