Bundle: Consumer credit notices and statements
|Author(s) :||Andrea Beatty; Andrew Smith; James Moore of HWL Ebsworth|
|Short Description :||The bundle contains precedent notices and statements required under the National Credit Code, in relation to loan contracts, goods mortgages, consumer leases and/or guarantees.|
|Format :||Word document delivered by email
Page length: 31
|Published :||August, 2012|
The precedents have been prepared by expert financial services lawyers, Andrea Beatty, Andrew Smith and James Moore of HWL Ebsworth.
Precedent documents included in the bundle:
• Acceptance by guarantor of extension of guarantee to a new credit contract
• Acceptance by mortgagor of extension of mortgage to future credit contract or guarantee
• Default notice (not an on demand facility)
• Default notice (on demand facility)
• Notice after sale of goods
• Notice of amount credited and other matters on sale of goods
• Notice of change to credit contract by agreement between the debtor and the credit provider
• Notice of intention to repossess goods subject to a consumer lease
• Notice of reduction or cancellation of credit limit under a continuing credit contract
• Notice of unilateral change to credit contract made by the credit provider
• Notice requiring credit provider to sell goods to a particular person
• Notice requiring mortgagee to return goods
• Notice requiring sale of goods
• Notice to guarantor of change in the terms of a credit contract
• Notice to lessee/s requesting disclosure of location of leased goods
• Notice to mortgagor requesting disclosure of location of mortgaged goods
• Periodic statement of account
• Statement of amount owing and other matters
• Statement of conditions of postponement
• Statement of payout figure
For more information and to view a sample of a specific precedent, click on the precedent name above.
Andrea Beatty, HWL Ebsworth
Andrea Beatty is a partner in HWL Ebsworth's Regulatory & Financial Services Group. She practises in regulatory and financial services including corporate, and is the national team leader of advisory, payment systems, retail and electronic banking, privacy and banking law.
Andrea has been recognised for her skills in relation to financial institutions and regulatory law in the Australian Financial Review's Best Lawyers 2012 Awards.
James Moore, HWL Ebsworth
James Moore is a Partner of the Regulatory and Financial Services Group at HWL Ebsworth lawyers based in Sydney. James' major specialisation is the laws, entities and relationships that define the financial sector and the development and management of financial products.
James assists a wide range of financial and other institutions with practical and commercial advice in these areas, helping to manage existing products and to develop new products and relationships.
James has particular expertise in consumer financial products (including the National Credit Code, credit licensing and financial services regulation), anti-money laundering, unfair contract terms regulation, personal property securities, payment systems and electronic commerce, banking system regulation, privacy law and plain English drafting.