ARTICLE 1 GENERAL PROVISIONS
PART 1 Drafting Commercial Agreements
PART 2 Effect of Article 1 Upon Commercial Transactions
APPENDIX A to Article 1 Text of Revised Article 1

ARTICLE 2 SALES
PART 1 General
PART 1A 2003 Version Of Article 2
APPENDIX A to Part 1A Text of 2003 Version of Article 2
PART 2 Obligations of Seller
PART 2A Magnuson-Moss Federal Warranty Act
App. A to Part 2A All appendixes in this chapter updated as of Dec. 2010. Checklist of Warranty Terms Required and Prohibited by the Federal Warranty Act
App. B to Part 2A Text of the Magnuson-Moss Federal Warranty Act
APPENDIX C-1 to Part 2A [Reserved]
App. C-2 to Part 2A FTC Interpretations of Magnuson-Moss Warranty Act
App. C-3 to Part 2A FTC Explanation of its Interpretation of the Magnuson-Moss Federal Warranty Act
App. C-4 to Part 2A FTC Rules on Disclosure of Written Consumer Product Warranty Terms and Conditions
App. C-5 to Part 2A FTC Rules on Pre-sale Availability of Written Warranty Terms
App. C-6 to Part 2A FTC Rules on Informal Dispute Settlement Procedures
App. C-7 to Part 2A FTC Guides for the Advertising of Warranties and Guarantees
APPENDIX D to Part 2A Used Motor Vehicle Trade Regulation Rule
PART 3 Buyer's Obligations
PART 4 Rights and Remedies
PART 5 Purchase Orders, Offers to Sell, Acceptances and Bills of Sale
PART 6 Sales on Approval, Sale or Return Transactions and Consignments

ARTICLE 2A LEASES
PART 1 Introduction
PART 2 Equipment Leases
PART 3 Finance Leases
PART 4 Consumer Leases
App. A to Part 4 Truth in Lending Provisions Governing Consumer Leases The Consumer Leasing Act
App. B to Part 4 Regulation M 12 C.F.R. Part 213--Consumer Leasing
App. C to Part 4 Official Staff Commentary to Regulation M Supplement 1 to 12 CFR Part 213 P> ARTICLE 3 NEGOTIABLE INSTRUMENTS
PART 1 Overview of Article 3
APPENDIX A to Part 1 2002 Amendments to Article 3 Negotiable Instruments
PART 2 Negotiable Notes
PART 3 Drafts
PART 4 Transfer of Negotiable Instrument, Negotiation, Indorsements
PART 5 Consumer Transactions
APPENDIX A-1 to Part 5 Federal Trade Commission Rule on Preservation of Consumers' Claims and Defenses ("Holder in Due Course Rule")
APPENDIX A-2 to Part 5 Federal Trade Commission Statement of Basis and Purpose of Holder in Due Course Rule
APPENDIX A-3 to Part 5 Federal Trade Commission Statement of Enforcement Policy
APPENDIX B to Article 3 Federal Trade Commission Trade Regulation Rules on Credit Practices [16 C.F.R. Part 444]

ARTICLE 4 BANK DEPOSITS AND COLLECTIONS
PART 1 Introduction to the Payment and Collection Functions of Banks
APPENDIX A to Part 1 2002 Amendments to Article 4 Bank Deposits and Collections
PART 2 Forms of Agreement For Establishing an Account With a Bank
PART 3 The Bank's Payment of Checks
PART 4 Banks and Their Customers: The Federal Expedited Funds Availability Act
APPENDIX 1 to Part 4 Federal Expedited Funds Availability Act
APPENDIX 2 to Part 4 Regulation CC
APPENDIX 3 to Part 4 Commentary on Regulation CC

PART 5 Electronic Fund Transfer Act
Appendices To Article 4, Part 5
App. A to Part 5 Electronic Fund Transfer Act 15 U.S.C. §§ 1693 through 1963r
App. B to Part 5 May 2, 1996 Revision of Regulation E 12 C.F.R. PART 205 ELECTRONIC FUND TRANSFER (REGULATION E)
App. C to Part 5 Official Staff Interpretations of Regulation E May 2, 1996 Version 12 C.F.R. Part 205
PART 6 Banks and Their Customers: The Federal Truth in Savings Act
App. A to Part 6 Truth in Savings Act
App. B to Part 6 Regulation DD
App. C to Part 6 Official Staff Interpretations of Regulation DD

PART 7 Check Clearing for the 21st Century Act-- The "Check 21 Act"
App. A to Part 7 Check Clearing for the 21st Century Act [The "Check 21 Act"]
App. B to Part 7 AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC)
App. C to Part 7 Official Commentary to Part D of Regulation CC

ARTICLE 4A FUNDS TRANSFERS
PART 1 Scope of Article 4A
PART 2 Liability of Parties
APPENDIX A to Part 2 Subpart B to Regulation J
APPENDIX B to Part 2 Official Staff Commentary of Subpart B of Regulation J

ARTICLE 5 LETTERS OF CREDIT
PART 1 Letters of Credit
APPENDIX A to Article 5 UCC--Article 5-- Letters of Credit (1995 Revision) (With Conforming and Miscellaneous Amendments to Articles 1, 2 and 9)
APPENDIX B to Article 5 Pre-Revision Article 5 Letters of Credit
APPENDIX C to Article 5 Uniform Customs and Practice for Documentary Credits UCP 600 (2007 Revision)
APPENDIX D to Article 5 Uniform Customs and Practice for Documentary Credits UCP 500 (1993 Revision)
APPENDIX E to Article 5 United Nations Convention on Independent Guarantees and Standby Letters of Credit
APPENDIX F to Article 5 International Standby Practices (ISP98)
APPENDIX G to Article 5 eUCP Supplement to UCP 600 for Electronic Presentation
APPENDIX H to Article 5 eUCP Supplement to UCP 500 for Electronic Presentation

ARTICLE 6 BULK TRANSFERS
PART 1 Introduction
PART 2 Compliance With the 1989 Version of Article 6
PART 3 Compliance with the Pre-1989 Version of Article 6
PART 4 Bulk Sales in California

ARTICLE 7 DOCUMENTS OF TITLE
PART 1 Forms
PART 2 Introduction
APPENDIX A to Part 2 REVISED ARTICLE 7
PART 3 Contractual Aspect of Documents of Title
PART 4 "Representative" Aspect of Documents of Title

ARTICLE 8 INVESTMENT SECURITIES
PART 1 General
PART 2 Issuance of Securities
PART 3 Transfer of Securities

ARTICLE 9 SECURED TRANSACTIONS
PART 1 Introduction to Article 9
PART 2 Perfection
PART 3 Priority Rules
PART 3A Secured Party's Rights Against Debtor
PART 4 Security Agreements for Inventory
PART 5 Security Agreements for Equipment
PART 6 Security Agreements for Farm Products
APPENDIX A to Part 6 Text of Federal Food Security Act of 1985 7 U.S.C.A. § 1631
APPENDIX B to Part 6 Regulations of the Packers and Stockyards Administration (Secretary of Agriculture) Under the Food Security Act of 1985
APPENDIX C to Part 6 Crops Included in State Filing Systems Under the Federal Food Security Act
APPENDIX D to Part 6 Effective Financing Statements for Farm Products in States Adopting a Central Filing System Under the Federal Food Security Act of 1985
PART 7 Security Agreement for Accounts
PART 8 Security Agreements for Consumer Goods
PART 9 [Reserved]
APPENDIX A TO ARTICLE 9
App. A-1 TO ARTICLE 9
APPENDIX B TO ARTICLE 9
APPENDIX C TO ARTICLE 9

CONSUMER LAW
PART A Introduction: Overview of Consumer Law
PART 1 Federal Truth in Lending Act
Appendix A to Part 1 Truth in Lending Act
Appendix B to Part 1 Regulation Z-- Truth in Lending Act
APPENDIX G TO PART 226 OPEN-END MODEL FORMS AND CLAUSES
Appendix C to Part 1 Official Staff Interpretations of Regulation Z-- Truth in Lending
Appendix C-1 to Part 1 Official Staff Interpretations of Regulation Z-- Truth in Lending
PART 2 The Uniform Consumer Credit Code
PART 3 Fair Credit Reporting Act
App. A to Part 3 Fair Credit Reporting Act As amended by the Fair and Accurate Credit Transactions Act of 2003 App. B to Part 3 Federal Trade Com
mission Commentary, Rules and Regulations on the Fair Credit Reporting Act Subchapter F 16 Code of Federal Regulations Parts 600, 602, 603, 604, 610, 611, 613, 614, 640, 641, 642, 660, 681, 682 and 698
App. C to Part 3 FEDERAL RESERVE SYSTEM (REGULATION V) FAIR CREDIT REPORTING 12 C.F.R. PART 222
App. D to Part 3 Federal Trade Commission Prescreen Opt-Out Notice
App. E to Part 3 Federal Reserve System
PART 4 Gramm-Leach-Bliley Privacy Act of 1999
App. A to Part 4 Gramm-Leach-Bliley Act of 1999
App. B to Part 4 Federal Trade Commission Rule on Privacy of Consumer Financial Information
App. C to Part 4 Federal Trade Commission Rule on Standards for Safeguarding Customer Information
App. D to Part 4 Federal Reserve Board Rule on the Privacy of Consumer Financial Information (Regulation P)
App. E to Part 4 Guidelines for Safeguarding Member Information
App. F to Part 4 Interagency Guidelines Establishing Information Security Standards
App. G to Part 4 Comptroller of the Currency

PART 5 Credit Cards Under the Federal Consumer Credit Protection Act
App. A to Part 5 United States Code Sections Governing Credit Cards
App. B to Part 5 Regulation Z--Sections Governing Credit Cards
App. C to Part 5 Official Staff Interpretations of Regulation Z Relative to Credit Cards

PART 6 Billing Error Procedures
App. A to Part 6 Provisions of Federal Consumer Protection Act Governing Billing Errors [Current Through 110th Congress, First Session (2007)]
App. B to Part 6 Sections of Regulation Z Governing Billing Errors
App. C to Part 6 Official Staff Interpretations

PART 7 Fair Debt Collection Practices Act
App. A to Part 7 Fair Debt Collection Practices Act 15 U.S.C. §§ 1692 through 1693o
App. B To Part 7 Federal Trade Commission Staff Commentary on the Fair Debt Collection Practices Act 53 Fed. Reg. 50097 (Dec. 13, 1988)
App. C to Part 7 Fair Debt Collection Practices Act- Procedures for State Application for Exemption from the Provisions of the Act 16 C.F.R. Part 901

PART 8 Equal Credit Opportunity Act
App. A to Part 8 Legislative History of the Equal Credit Opportunity Act
App. B to Part 8 Equal Credit Opportunity Act PUBLIC LAW 93-495--TITLE VII
App. C to Part 8 Regulation B--Equal Credit Opportunity
App. D to Part 8 Official Staff Interpretations to Regulation B- Equal Credit Opportunity

TABLE OF STATE VARIATIONS
Introduction TABLE OF STATE VARIATIONS
ARTICLE 1 Table of State Variations
ARTICLE 2 Table of State Variations
ARTICLE 2A Table of State Variations
ARTICLE 3 Table of State Variations
ARTICLE 4 Table of State Variations
ARTICLE 4A Table of State Variations for Article 4A
ARTICLE 5 Table of State Variations
ARTICLE 6 Table of State Variations
ARTICLE 7 Table of State Variations
ARTICLE 8 Table of State Variations
ARTICLE 9 Table of State Variations

Frederick M. Hart

Frederick M. Hart is a professor at the University of New Mexico School of Law. Professor Hart is the author of the 8-volume Forms and Procedures under the UniformCommercial Code, as well as the 24-volume U.C.C. Reporter-Digest, both from Matthew Bender. He is past president of the Law School Admission Council, and has served in a variety of capacities for the Association of American Law Schools and the American Bar Association's Section on Legal Education andAdmission to the Bar. Professor Hart is a member of the bars of New York, the District of Columbia and New Mexico. He is agraduate of Georgetown University Law Center, and received his LLM from NewYork University. Professor Hart received a Peter Canisius Fellowship to the University ofFrankfurt, and is a four-time winner of the New Mexico State Bar Association's Outstanding Achievement Award.