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Imagine receiving a phone call from a utility company saying it is about to cut off your electricity. The caller ID looks like it might be a legitimate phone number, but you know you’ve paid your bill. The caller says, “I can stop this, but only if you pay me.”
It's amazing how these scammers come up with a plan to steal people's money and identity. This is why I encourage family and friends to read posts at http://www.callercenter.com where the most recent feedback on fraudulent calls are being reported. It may be difficult to stop the scammers from calling but as long as we are aware, we will never fall victim to any phone scheme.