By Gary Hernandez and Paige Waters
The following chapter discusses the philosophy and methodology behind the regulation of insurer solvency. It begins in Section 14.01 with a brief review of the field of solvency regulation. Such regulation seeks...
By Gary M. Cohen
This is a time of unprecedented turmoil in the financial markets. The failure of Lehman Brothers and the federal bailout of AIG and other major financial institutions has led policymakers to consider wide-ranging changes to a regulatory...
By Julie McPeak
This chapter begins with a description of the issues prevalent in the initial formation of an insurance company, from the perspective of the organizers and the state insurance regulators. Often, matters of concern to regulators opining...
By A. Kenneth Levine
A functional insurance market has become commensurate with the health, safety, and welfare of modern society. Insurance products fulfill the need for financial security of most Americans and the commerce upon which the American...