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Environmental Insurance Defined

Anthony Saunders is an insurance broker and specializes in the identification of environmental liabilities and creating environmental sustainability through insurance covers. Why? Without environmental insurance, the costs of rectifying unabated pollution weigh too heavily on society's ability to...

Flooded House

Department Of Insurance Experts Deployed To Assist Clover Fire Evacuees With Homeowners' Insurance Coverage

The California Department of Insurance (CDI) is currently tracking evacuations due to wildfires in the state, including the recovery efforts after the Clover Fire near Redding that left 68 residences destroyed, five damaged and the death of 56-year-old Brian Stanley Henry that remains under investigation...

Is That Covered? Roof Collapse Due to the Weight of Ice or Snow

As a result of our snowy Winter in 2013-14, policyholders may be faced with the issue of whether insurance covers damage to a business facility or home due to a roof collapse from the weight of heavy snow or ice? The answer depends on whether the policyholder's business property or homeowner's...

Airliner in lightning storm

Responding to Concerns About Affordability, Congress Pulls the Plug on 2012 Flood Insurance Reforms

Ethan I. Strell, CCCL Associate Director and Fellow President Obama has signed into law the Homeowner Flood Insurance Affordability Act of 2014 (2014 Act), [ enhanced version available to lexis.com subscribers ], whose stated purpose is to “delay the implementation of certain provisions of...

Hurricane Galvestion Flood Houses on Stilts 300

The Napa Earthquake – The Time To Think About Insurance Coverage Is Now

By David Smith Last month's Napa earthquake served as a wake-up call for everyone living and working in the Greater Bay Area. As with all natural disasters, after the immediate clean-up is over the analysis will begin as to how to make buildings safer and how to prevent and minimize injuries...

Legal Tools for Climate Adaptation Advocacy: Flood Insurance

Flooding is the most common and costly form of nature’s wrath, and its costs are likely to rise as the climate changes and sea levels rise. The federal government has attempted to address flooding through an insurance program aimed at effectively providing relief to those whose property is damaged...