Biography:
Hayriye was admitted to practice in 2010 and runs a complex financial services and insurance litigation practice, predominantly comprising Life, TPD and income protection insurance disputes, as well as general insurance, financial advice and bank scams. Through her tenacious advocacy, Hayriye holds insurers and financial firms accountable for illustrating poor conduct and operating in a manner contrary to the interests of her clients.
In 2017, Hayriye ran a leading Supreme Court case where the successful judgment (at first instance and on appeal) benefitted her client and 8,000 other members of the super fund who received vastly more generous retirement and disability benefits as a result.
Hayriye actively contributes to consumer advocacy and media commentary on various issues including non-disclosure reforms to the Insurance Contracts Act, the pitfalls of general insurance in the wake of natural disasters, and how operating a business from home might void a home a contents insurance policy. Hayriye has seen the devastating impact of unpaid super and is determined to heighten awareness of this issue.
Hayriye is sensitive to the overwhelming financial and emotional impact that rejected and drawn-out claims have on her clients and understands that insurance and financial services are a difficult area to navigate, especially for those who are from a culturally and racially marginalised background, in addition to any other socio-economic barriers they face. Hayriye is determined to empathetically listen to the challenges her clients face so she can improve the consumer landscape and extend access to justice.
Speaking Engagements
Some of my presentations to LegalWise & ALA:
- Presented to Legal Wise CLE/CPD ACCREDITATION: Total and Permanent Disability and Superannuation Law Fundamentals on 23 February 2023
- Presented a Legal Wise webinar, Life After the Hayne Royal Commission, 27 March 2020
- Presented at Legalwise seminar, Super & Insurance 2020 Update, 30 October 2020
- Presented at Legalwise Seminar, The Effect of Income Protection Recovery and Subrogation on Common Law Claims, 19 November 2019
- Presented a Paper at ALA Victorian Conference 5 May 2019, “Insurance within Super – What has been happening and where are we headed with it?”
Below are some links to some media and other community work I have done:
The Project -
https://www.facebook.com/TheProjectTV/videos/1142506089944066/v
Break the Bias video for IWD -
https://twitter.com/YouCanCountOnMB/status/1501026145328066567
Podcast
https://podcasts.apple.com/au/podcast/23-tpd-income-protection-with-hayriye-uluca-state/id1528238284?i=1000530572344
ATBC – MC of Ramadan Iftar Dinner
http://www.atbc.org.au/events/atbc-ramadan-iftar-dinner-2022
MHFA webinar
https://www.youtube.com/watch?v=KO6NTLO3sP0