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UAE: Pensions Authority Clarifies Non‑Counted Service Periods and Rules for Combining Pensions with Salaries

Al Khaleej, 16 June 2026: The General Authority for Pensions and Social Security outlined four service periods excluded from subscription calculations, explained payment mechanisms for adding previous service years, and detailed exceptions allowing retirees to combine pensions with salaries.

The Authority confirmed that the following four service periods do not count toward subscription:

  • Suspension from work without salary.

  • Absence from work resulting in loss of salary.

  • Periods where the insured was deprived of pension or gratuity by disciplinary decision or court ruling.

  • Periods excluded under federal pension laws.

Regarding the payment of costs for adding previous service years, insured persons may pay either in a lump sum or in instalments. Instalments must be at least one‑quarter of the monthly salary, with repayment not exceeding four years or until the insured reaches age 60, whichever comes first. If service ends before full repayment, only the paid portion is counted. In case of death, obligations are waived if 50% of the cost has been paid; otherwise, the remainder is deducted from the beneficiaries’ pensions.

The Authority also identified four exceptions where retirees or beneficiaries may combine pensions with salaries:

  • Retirees with at least 25 years of government service, provided termination was not due to dismissal or disciplinary action.

  • Those receiving pensions from another retirement fund.

  • Those entitled to pensions for service completed before the Authority’s law was enacted.

  • Widows, who may combine their share of a husband’s pension with their own salary or pension.

Finally, the Authority clarified that if a retiree returns to work in an entity covered by the Authority, they must re‑subscribe to the pension system.

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