Cryptocurrencies & M&A in Europe 2025: a game-changer for dealmakers

Why are cryptocurrencies transforming M&A?

Faster, cheaper, borderless transactions

Forget slow bank transfers and excessive fees. Cryptocurrencies enable instant, cost-effective global payments, cutting out intermediaries and reducing transaction costs.

Example: A European company acquiring a U.S. startup can use stablecoins (USDT, USDC) to avoid exchange rate fluctuations and settle payments instantly—a game-changer for international deals.

Smart solution: With Closd, M&A professionals can digitize and secure the entire transaction process, from due diligence to electronic signing—eliminating paperwork inefficiencies and reducing legal risks.

Blockchain: bringing unmatched transparency & security

M&A transactions require trust and verifiable records. Blockchain—the backbone of cryptocurrencies—delivers tamper-proof, real-time transaction tracking, reducing fraud risks and streamlining compliance.

Here are the benefits:

• Real-time transaction traceability ;
• Fewer disputes thanks to immutable records ;
• Smart contracts automate payments & conditions, ensuring smoother transactions.

M&A is about minimizing risk—blockchain helps you do exactly that.

The regulatory landscape: What you need to know

Europe has set strict regulations to oversee crypto transactions. The Markets in Crypto-Assets (MiCA) Regulation, enforced since December 30, 2024, introduces key obligations for businesses:

• Mandatory registration for crypto service providers
• Stronger transparency & investor protection rules
• Stablecoin restrictions to limit financial system risks

Stay compliant with ease
M&A legal teams must integrate these new requirements right from the due diligence phase. Closd provides a secure platform to centralize legal documents, ensure MiCA compliance, and facilitate audits—without the hassle.

Key risks to watch

Crypto volatility: A double-edged sword
Unlike traditional currencies, crypto prices can fluctuate dramatically, creating valuation challenges for M&A transactions.

Solution:

• Use stablecoins to mitigate currency risks;
• Include volatility clauses in contracts to protect both parties.

Due Diligence & Compliance: A New Complexity

Auditing crypto-heavy companies requires deeper financial scrutiny:

• Verify the source of funds (anti-money laundering compliance);
• Audit digital wallets and crypto holdings;
• Ensure full compliance with local & international laws.

Closd’s secure digital workspace helps streamline these audits, offering a clear, transparent overview of digital assets—essential for risk mitigation.

DeFi & M&A: The next frontier

Decentralized Finance (DeFi) is reshaping financial services—and the M&A world is taking notice.
Major acquisitions are already happening: Robinhood’s acquisition of Bitstamp proves that traditional financial giants are actively entering the crypto space.

As traditional finance and crypto converge, law firms and dealmakers must evolve—leveraging tools like Closd to secure and automate these innovative transactions.

The new standard in M&A?

Cryptocurrencies are no longer an experiment. They are redefining how deals are done.

• Faster, automated transactions
• Stronger security & transparency via blockchain
• New regulatory & volatility challenges to master