01 Nov 2022
Consumer Financial Regulations State Law Comparison Tool
The consumer financial regulations landscape is ever-changing, and state regulatory agencies are accelerating oversight and enforcement in all aspects of consumer protection. Practical Guidance Financial Services Regulations now offers the Consumer Financial Regulations state law comparison tool, with coverage in five key states (NY, IL, FL, TX, and AZ). Access this tool for state-specific guidance and the ability to compare state laws in the areas of consumer lending, credit card lending, and residential mortgage loans. The content also addresses key questions on oversight and supervision, advertising, marketing, usury, fraud, and unfair and deceptive trade practices.
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- Legal Framework for U.S. Consumer Regulatory Law
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- Truth-in-Lending Disclosures and Related Considerations
See this practice note for an overview of the Truth in Lending Act, key compliance considerations, and disclosure requirements for open-end and closed-end credit.
- Consumer Protection in Automotive Financing
Review the federal and state requirements impacting consumer automotive finance, in this comprehensive practice note.
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Practical Guidance Updates
Featuring the latest updates from your Practical Guidance account.
- Trends & Insights provides the latest in news articles and insights documents on consumer protection and fair lending trending areas for financial service organizations.
- Tools and Resources: Credit and Debit Card Regulatory Resource Kit; Fair Lending Regulation Resource Kit; Financial Services Regulations Fundamentals Resource Kit; Interest Rates and Usury State Law Survey; Fair Lending Laws Compliance Checklist; Unfair, Deceptive, or Abusive Acts or Practices Clauses; Fair Credit Reporting Act (FCRA) Disclosure regarding the Procurement of Consumer and Investigative Consumer Reports; and Consumer Complaints Policy are some of the tools and resources available to practitioners advising on consumer lending laws and regulations.
- The Practical Guidance Journal Fall Edition features impact of the Dobbs v. Jackson Health Organization decision on employers, healthcare, insurance, and privacy concerns, and tracks the status of state law changes.
- Listen Up! The Practical Guidance Podcast features interviews with industry-leading attorneys on cutting edge issues in the law. Practical Guidance Podcast Episode 8: Cannabis and Financing presents one of the largest impediments to growth in the cannabis industry. Hear from Tom Firestone, Partner and Co-Chair of Stroock's White Collar group, about legislative developments related to cannabis financing.
- Check out the new Practical Guidance Author Center! Learn about the 1500+ leading attorney authors contributing to our 22 practice areas, and find out how you can Become a Practical Guidance Author.
- Document alerts are now available in Practical Guidance. This allows you to stay current on legal developments that affect your practice. Find out how to set up your document alerts.
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