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Patterson v. Reliance Std. Life Ins. Co.

Patterson v. Reliance Std. Life Ins. Co.

United States District Court for the Central District of California

December 4, 2013, Decided; December 4, 2013, Filed

Case No. EDCV 13-00211 JGB (OPx)

Opinion

 [*1142]  ORDER GRANTING PLAINTIFF'S MOTION FOR SUMMARY ADJUDICATION

Before the Court is Plaintiff's Motion for Summary Adjudication to Establish Defendant Reliance Standard Life Insurance Company's Liability to Pay Benefits. (Doc. No. 19.) After considering the papers timely filed and the arguments presented at the November 18, 2013 hearing, the Court GRANTS Plaintiff's Motion for Summary Adjudication.

I. BACKGROUND

A. Procedural Background

Plaintiff Susan Patterson filed her Complaint on February 1, 2013 naming Reliance Standard Life Insurance Company ("Reliance Standard")  [**2] and Redlands Community Hospital Voluntary Group Life Insurance Plan as Defendants. (Doc. No. 1.) On September 30, 2013, the Court approved the parties' stipulation to file the First Amended Complaint ("FAC"). (Doc. Nos. 17, 18.) On October 30, 2013, Reliance Standard and Redlands Hospital filed their respective answers. (Doc. Nos. 30, 31.)

Plaintiff filed her Motion for Summary Adjudication on October 17, 2013. (Doc. No. 19.) In support of her Motion, Plaintiff filed:

• Plaintiff's Statement of Uncontroverted, Material Facts ("Pl. SUF," Doc. No. 19-2);

• Declaration of Glenn R. Kantor ("Kantor Decl.," Doc. No. 20); and

• Declaration of Alan E. Kassan ("Kassan Decl.," Doc. No. 21) attaching Exhibit 1.

On October 28, 2013, Reliance Standard filed its Opposition to Plaintiff's Motion. (Doc. No. 26.) In support of its Opposition, Reliance Standard filed:

• Defendant Reliance Standard's Statement of Genuine Disputes of Material Fact ("Def. SGD," Doc. No. 27);

• Declaration of Peter Sailor ("Sailor Decl.," Doc. No. 28) attaching Exhibits 1-11; and

• Defendant Reliance Standard's Objections to Evidence ("Def. Obj.," Doc. No. 29).

On November 4, 2013, Plaintiff filed her Reply. (Doc. No. 32.)

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986 F. Supp. 2d 1140 *; 2013 U.S. Dist. LEXIS 171873 **; 57 Employee Benefits Cas. (BNA) 2920; 2013 WL 6328832

SUSAN PATTERSON, Plaintiff, v. RELIANCE STANDARD LIFE INSURANCE COMPANY; REDLANDS COMMUNITY HOSPITAL VOLUNTARY GROUP LIFE INSURANCE PLAN, Defendants.

CORE TERMS

supplemental, coverage, life insurance, Kassan, incontestability clause, good health, eligible, contest, premiums, life insurance benefits, summary judgment, premium payment, benefits, Enrollment, insured, non-moving, material fact, genuine, objects, condition precedent, insurance policy, require proof, moving party, quotations, fiduciary, becomes, novo