A Primer on Pass-Through FDIC Insurance Coverage

The Federal Deposit Insurance Corporation (FDIC) recently proposed changes to custodial deposit accounts with transactional features, aiming to ensure the prompt payment of deposit insurance to depositors. The proposed rule seeks to define FDIC pass-through insurance coverage and enhance transparency in the management of custodial deposit accounts. Explore this practice note providing a comprehensive overview of pass-through FDIC insurance coverage and reviewing proposed changes to certain custodial deposit accounts.

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  Explore the purpose and functions of the FDIC in insuring the deposits of all insured depository institutions (IDIs) in the United States.

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  Get a keen understanding of the FDIC’s role in the event of an IDI failure.

• Insured Depository Institution and Depository Institution Holding Company Mergers and Acquisitions
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