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Debt Collection: A State Law Survey

April 30, 2024 (3 min read)

The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) have authority to enforce the Fair Debt Collection Practices Act (FDCPA) and take action against any debt collector who fails to comply with the FDCPA. While financial institutions and debt collectors must comply with the FDCPA, collectors must also be familiar with applicable state laws and regulations governing debt collection. Access this state law survey to gain an understanding of permissible and prohibited debt collection activities in each of the 50 U.S. states and the District of Colombia.

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