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The Equal Credit Opportunity Act (ECOA) and associated fair lending laws are critical to ensuring that discrimination does not occur in consumer lending. Despite the significant reduction in operations at the Consumer Financial Protection Bureau (CFPB) under the current administration, ECOA and other fair lending laws remain fully in effect and other federal agencies and the Department of Justice continue to conduct examinations and enforce fair lending regulations. Explore this expertly written practice note, by Robert Maddox, Jonathan R. Kolodziej, Jason R. Bushby, and Tom Mostellar of Bradley Arant Boult Cummings LLP, for a clear understanding of ECOA related litigation and common defenses.
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