Mortgage Servicing Issues and Regulatory Considerations

The Commodity Futures Trading Commission recently issued guidance to protect consumers who comparison shop for mortgages and other real estate settlement services on pay-to-play digital comparison shopping platforms. This guidance clarifies violations under the Real Estate Settlement Procedures Act (RESPA) Section 8, as it relates to federal mortgage loans. Access this practice note to explore mortgage servicing issues arising under RESPA and the Consumer Financial Protection Bureau  mortgage servicing compliance requirements.

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  Access this practice note to understand the key disclosure requirements for open-end and closed-end credit, including pertinent restrictions under Regulation Z, relating to consumer credit transactions.

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  Review best practices for complying with mortgage banking regulations including the Truth-in-Lending-Act (TILA) and the RESPA Integrated Disclosure rule, commonly known as TRID.

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