An Emerging Issues pod has been added to the Banking and Financial Services Lexis Advance® Practice Center. It is designed to provide immediate access to the latest news; analysis; case law; statutory and regulatory information related to virtual currency and blockchain technology; and online lending.
Virtual currency covers bitcoins and other crypto or digital currencies. Blockchain technology is the digital ledger that records every bitcoin transaction that has ever occurred. Blockchain offers the banking industry faster transactions, better security and reduced costs.
Online lending is a direct transaction between a lender and borrower without a financial institution. Online lenders are not regulated by federal agencies and do not have the same compliance costs or obligations as banks.
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