Now, I certainly don't blame you for wanting to get rid
of these offers. It is amazing how many we get each week. I used to think that
I was something special to get so many credit card companies wanted me to
enroll. I've learned the error of my thinking the hard way and I definitely
should have removed the temptation long time ago.
But, fortunately, it's actually pretty easy to stop
receiving these offers. You have two choices. You can opt out of receiving them
for five years or you can opt out of receiving them permanently.
To opt out for five years call 1- 888-5-opt-out or visit http://www.optoutprescreen.com.
To opt-out permanently, you have to go online to http://www.optoutprescreen.com and
you will have to mail back a signed permanent opt out election form. They
actually make it harder to get rid of them permanently.
When you call or visit the website, you have to provide
information such as home telephone number, name, social security number, and
date of birth. If you don't want to call or go online, you can also send
letters electing to opt-out permanently to the major consumer reporting
companies, Experian, TransUnion, Equifax, Innovis Consumer Assistance in
Also, don't forget that the government has set up a
national do not call registry as a way to reduce telemarketing calls to your
house. Go to http://www.donotcall.gov
to or call 888-382-1222.
articles about consumer debt by Ted Connolly, co-author of The Road Out of Debt
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