Between 1946 and 1964, more than 76 million American children were born. The first of these "Baby Boomers" begin to reach the historic retirement age of 65 in 2011. By 2030 all boomers will be over 65 and will represent an estimated 20 percent of the population. Two recent reports point...

I always enjoy being challenged by a reporter with insightful questions. Cindy Perman does a fantastic job at it. Throughout her interview, she kept digging down on the advantages and disadvantages that seniors would have in filing a bankruptcy case. I regularly recommend that filing a bankruptcy...

Because you generally cannot modify your mortgage on your primary residence in a bankruptcy case, I often suggest that people who are most troubled by their mortgage debts seek assistance outside of bankruptcy. I had high hopes for the Obama mortgage programs, including the Home Affordable Mortgage...