The Affordable Care Act requires states to provide a minimum package of services called "essential health benefits" (EHBs), and the Department of Health and Human Services is allowing each state to model its EHB plan after an existing small group health insurance plan, state employee health benefit plan, federal employee health benefit plan or HMO plan. Twenty-three states have selected such benchmark plans, according to the consulting firm Avalere Health and the State Refor(u)m, an initiative of the National Academy for State Health Policy. At least seven more states have identified potential EHB plans, while three others have opted not to choose a benchmark plan.
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