Gobble, Gobble: Thanksgiving and Insurance Coverage – They Go Together Like Peas and Carrots

Gobble, Gobble: Thanksgiving and Insurance Coverage – They Go Together Like Peas and Carrots

You would think that Thanksgiving is one of a few days a year when insurance coverage could just take a break. A day when insurance policies and claims could just sit down on the sofa and drift into a deep turkey-induced nap. But insurance coverage gets no rest – even on one of the most restful and lazy days of the year. Consider the amount of coverage litigation over the years involving Thanksgiving and its many symbols.

Capel v. Plymouth Rock Assurance Corp., 62 A.3d 582 (Conn. Ct. App. Apr. 2, 2013), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Jenkins v. Mayflower Insurance Exchange, 380 P.2d 145 (Ariz. 1963), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Hodgate v. Pilgrim Insurance Company, 2013 Conn. Super. LEXIS 229 (Conn. Super. Ct. Feb. 1, 2013), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Puritan Insurance Co. v. County of Wayne, 536 N.W.2d 777 (Mich. 1995), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Duryee v. Pie Mutual Insurance Co., 1998 Ohio App. LEXIS 5654 (Ohio Ct. App. Dec. 1, 1998), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

American Traditions Ins. Co. v. Whirlpool Corp., 2013 U.S. Dist. LEXIS 123700 (M.D.Fla. Aug. 29, 2013), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Thanksgiving Home, Inc. v. U.S. Distributing, Inc. v. St. Paul Travelers Companies, 2006 U.S. Dist. LEXIS 90964 (N.D.N.Y. Dec. 15, 2006), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Farmers Mutual Hail Insurance Co. v. Fox Turkey Farms, Inc., 301 F.2d 697 (8th Cir. 1962), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

State Insurance Fund v. David A. Gobble, 755 P.2d 653 (Ok. 1988), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Corn v. Farmers Insurance Co., 2013 Ark. LEXIS 526 (Ark. Nov. 7, 2013), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Irwin Potato Farms v. Mutual Service Casualty Ins., 2003 Mich. App. LEXIS 1472 (Mich. Ct. App. June 19, 2003), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Essex Insurance Co. v. The Great Pumpkin, LLC, 2008 U.S. Dist. LEXIS 14366 (D.S.C. Feb. 26, 2008), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

MISR Insurance Co. v. El-Yam Bulk Carriers, 80 F.R.D. 438 (1978), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Hartford Insurance Co. v. Ocean Spray Cranberries, 1999 U.S. Dist. LEXIS 11202 (E.D. Pa. July 23, 1999), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].]

Food Parade, Inc. v. Liberty Mutual Fire Insurance Co., 968 A.2d 724 (N.J. Sup. Ct. App. Div. 2009), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Thursday A. Booker v. Classified Insurance Corp., 568 N.W.2d 320 (Wisc. Ct. App. 1997), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

John Smith v. Lexington Insurance Co., 2007 U.S. Dist. LEXIS 91572 (E.D. La. Dec. 13, 2007), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

New World Frontier, Inc. v. Mount Vernon Fire Insurance Co., 676 N.Y.S.2d 648 (App. Div. 1998), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Mom’s Old Fashioned Gravy v. USF&G, 784 P.2d 936 (Mont. 1989) , [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

National Farmers Union Ins. Companies v. Crow Tribe of Indians of Montana, 560 F.Supp. 213 (D. Mont. 1983), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance].

Coverage Opinions is a bi-weekly (or more frequently) electronic newsletter reporting or providing commentary on just-issued decisions from courts nationally addressing insurance coverage disputes. Coverage Opinions focuses on decisions that concern numerous issues under commercial general liability and professional liability insurance policies. For more information visit www.coverageopinions.info.

The views expressed herein are solely those of the author and not necessarily those of his firm or its clients. The information contained herein shall not be considered legal advice. You are advised to consult with an attorney concerning how any of the issues addressed herein may apply to your own situation. Coverage Opinions is gluten free but may contain peanut products.

    Randy Maniloff is Counsel at White and Williams, LLP in Philadelphia. He previously served as a firm Partner for seven years and transitioned to a Counsel position to pursue certain writing projects including Coverage Opinions . Nonetheless he still maintains a full-time practice at the firm. Randy concentrates his practice in the representation of insurers in coverage disputes over primary and excess obligations under a host of policies, including commercial general liability and various professional liability policies, such as public official’s, law enforcement, educator’s, media, computer technology, architects and engineers, lawyers, real estate agents, community associations, environmental contractors, Indian tribes and several others. Randy has significant experience in coverage for environmental damage and toxic torts, liquor liability and construction defect, including additional insured and contractual indemnity issues. Randy is co-author of “General Liability Insurance Coverage - Key Issues In Every State” (Oxford University Press, 2nd Edition, 2012). For the past twelve years Randy has published a year-end article that addresses the ten most significant insurance coverage decisions of the year completed.

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