The tectonic plates of insurance regulation are shifting – with reverberations across the industry. The industry is also faced with significant commercial pressures, including a flood of third-party capital; persistent historically low investment returns, which are driving insurers to search for yield and restructure their businesses; and a flurry of M&A activity, particularly cross-border acquisitions, as insurers seek top-line growth and diversification.This 2013 Insurance Industry Year End Review and Forecast for 2014 contains our catalogue and analysis of some of the key commercial and regulatory developments of the past year, as well as some prognostications regarding the coming years. Our table of contents will guide you to the material of greatest interest to you.We look forward to your thoughts and comments on the issues and on this annual review and forecast.Read our 2013 Insurance Industry Year End Review and Forecast for 2014. To learn more about the evolving issues that are affecting the insurance industry this year, please contact your DLA Piper relationship partner or:William C. MarcouxPeter S. Rice
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