The California Department of Insurance (CDI) is currently tracking evacuations due to wildfires in the state, including the Mountain Fire near Riverside. Insurance Commissioner Dave Jones is reminding wildfire evacuees that they may be eligible for reimbursement for additional living expenses due to the mandatory evacuation order.“Many evacuees may be unaware that their homeowners’ insurance policies may cover the additional living expenses incurred by a mandatory evacuation,” said Commissioner Jones. “I urge evacuees to contact their insurer to see if they qualify for this important benefit to help limit the financial stress associated with evacuations.”Many homeowner insurance policies cover additional living expenses during natural disasters. This permits homeowners to maintain their standard of living by covering increased living expenses incurred as a result of damage caused by the fire or mandatory evacuation. This coverage typically includes extra food and housing costs, furniture rental, relocation and storage, telephone installation and extra transportation expenses. Policy provisions, including deductibles, vary by company. Check with your insurer regarding any limitations that may apply to your coverage.Commissioner Jones reminds all Californians to prepare for wildfires today. Visit ReadyForWildfire.org to learn about quick and easy tips which may help protect your home and assist firefighting efforts.
Additional tips and information for consumers for before, during, and after a wildfire are available from CDI. Download a free home inventory guide from the department Web site at www.insurance.ca.gov, or receive a hard copy by calling the CDI Consumer Hotline at 800-927-HELP (800-927-4357).
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