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State Sponsored Homeowner's Insurance and Bad Faith Breach of Insurance Contract Claims: The Applicability of Sovereign Immunity

By Douglas Scott MacGregor Eight coastal states in the Southeastern United States are especially vulnerable to property damage from hurricanes. For homeowners in these eight states, the continuing threat of violent storms means homeowner’s insurance is a costly necessity. Over the last quarter...

Homeowner’s Insurance – New Appleman on Insurance Law Library Edition, Chapter 53

By Joseph D. Jean and Gregory D. Miller Section 53.01 introduces homeowner's insurance generally and discusses the types, processes and coverages available in homeowner's policies. Section 53.01[1] discusses the general organization and scope of homeowner's policies and tracks the unique...

Responding to Concerns About Affordability, Congress Pulls the Plug on 2012 Flood Insurance Reforms

Ethan I. Strell, CCCL Associate Director and Fellow President Obama has signed into law the Homeowner Flood Insurance Affordability Act of 2014 (2014 Act), [ enhanced version available to lexis.com subscribers ], whose stated purpose is to “delay the implementation of certain provisions of...