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California Supreme Court To Decide Interplay Between Severability-of-Interests Clause And Intentional Acts Exclusion

By Patrick R. McKinney II, Special Counsel, Farella Braun + Martel LLP Can an insurance company deny coverage to a homeowner who did nothing intentional because another insured under the policy committed a crime or intentional tort? The California Supreme Court heard argument on this issue last...

Trespass Can Never be an Accident

By Barry Zalma, Attorney and Consultant Insurance Is Insurance is a contract where a person (the insurer) agrees to indemnify another (the insured) against certain defined risks of loss, damage, or liability arising from a contingent or unknown event. Intentional acts can never be "contingent"...