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McCarter & English LLP on Limiting the "Absolute" Pollution Exclusion to "Traditional" Pollution

By Louis A. Chiafullo & David C. Kane, McCarter & English, LLP The scope of pollution exclusions has been in dispute for decades, centering first on the "sudden and accidental" pollution exclusion that appeared in the 1970s, and next on the so-called "absolute" pollution...

"Insurance Coverage for Intellectual Property and Cybersecurity Risks."

By Scott Godes, Counsel, Dickstein Shapiro LLP. Can you think of many, or, in fact, any, companies that are risk free when it comes to the areas of intellectual property or cybersecurity? If you represent companies with risks relating to intellectual property and cybersecurity, what insurance coverage...

New Appleman Premium Online Checklists - § 30.01 Checklist: Identifying Occurrences, Injuries, and Offenses Covered by Liability Insurance

New Appleman Premium Online Checklists - § 30.01 Checklist: Identifying Occurrences, Injuries, and Offenses Covered by Liability Insurance , is one of the 200 coverage checklists in New Appleman Premium Online Checklists. This online checklist provides step by step guidance to help practitioners...

Overview of New Appleman Insurance Law Practice Guide, Chapter 45: Understanding Cyber Insurance Liability Coverage

45.01 Scope. The computer and the internet have reshaped how we communicate, live and work. The internet’s ability to collapse time and distance at minimal costs has made it the preferred method of communication. New words, such as blog, Skype, IM, Facebook, and twitter, continually emerge to describe...

Automobile Liability Insurance – New Appleman on Insurance Law Library Edition, Chapter 63

By Lane Finch, Member, Hand Arendall LLC "The automobile is so much a part of American life that there are few activities in which the 'use of an automobile' does not play a part somewhere in the chain of events."[1] In 2009 there were more than 5.5 million police-reported motor...

6th Annual “Coverage For Dummies”: Seeking Coverage For The Frailty And Imperfection Of The Human Brain

Liability insurance is, by definition, a product that provides financial protection for when things don’t turn out as planned. Most of the time when this occurs it’s simply a case of bad luck or because, well, stuff just happens. Or the outcome is one that nobody could have seen coming. ...

A-L-I Opener: More On Chapter 3 Of The ALI Principles

In the last issue of Coverage Opinions I took a brief look at what’s up next for the American Law Institute’s “Principles of the Law of Liability Insurance” Project: Chapter 3. In particular I discussed the Principles’s proposed definition of “accident.” It is...