There is of course far more to becoming an elite medical professional than monetary rewards alone, but this doesn’t mean that specialised income protection for doctors isn’t one of the most vital considerations that must be carefully thought about and responsibly sourced as a means by which to protect what’s valuable.Just like in most other areas of life, it’s a case of assessing just what the impact would be if you were rendered unable to work for any period of time or perhaps forever, due to the onset of illness or suffering an injury of any kind.Think carefully about how you would cope with a few weeks of income losses, then move on to months, years and the rest of your life – a pretty terrifying prospect for most. What each and every medical professional shares in common is the need for income protection – this is something that never changes. To the contrary however, no two doctor or dentist income protection providers are exactly alike, which in turn means that the decision you make in terms of your policy could have lasting implications on the rest of your life. Time in BusinessAs such, one of the first considerations to bear in mind is how long the insurer has been in business. Have they been operating long enough to know how the industry works inside-out, or are they still getting to grips with the basics? Needless to say, the latter of the two rarely makes for the most desirable outcome and thus should be considered with extreme caution. Scope of ProductsNext up, the fact that professionals in the industry are all, to some extent, unique means that no two insurance policies should ever be the same – there’s no room for one-size fits all when it comes to income protection. As such, always go for a provider with an extensive range of products and options from which a flawless policy can be tailored. Client BackingLast but not least, they should be more than happy to let you see and hear the words and reviews of their past and current clients, so be sure to factor in feedback before making any final decision.